Trustco Group Holdings (TTO) — Cash Flow Quality Index

Latest as of December 2023: -0.05x

Trustco Group Holdings (TTO) has a Cash Flow Quality Index of -0.05x as of December 2023. Operating cash flow of ZAC-5.00 Million is below net income of ZAC110.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Trustco Group Holdings (TTO) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.05x
Operating CF / Net Income

Operating Cash Flow

ZAC-5.00 Million
ZAC

Net Income

ZAC110.00 Million
ZAC

Data as of

Dec 2023
Most recent filing

Trustco Group Holdings Cash Flow Quality Index (2009–2022)

Historical Cash Flow Quality Index for Trustco Group Holdings across 13 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Trustco Group Holdings operating cash flow efficiency.

Annual Cash Flow Quality Index for Trustco Group Holdings (2009–2022)

Year-by-year earnings quality comparison for Trustco Group Holdings.

Year Quality Index Operating CF (ZAC) Net Income YoY Change
2022 -0.03x ZAC-41.00 Million ZAC1.44 Billion ▲ +65.0%
2020 -0.08x ZAC-54.52 Million ZAC669.00 Million ▲ +66.9%
2019 -0.25x ZAC-149.15 Million ZAC605.89 Million ▲ +81.3%
2018 -1.31x ZAC-317.75 Million ZAC241.66 Million ▼ -952.9%
2017 -0.12x ZAC-72.61 Million ZAC581.48 Million ▼ -1289.5%
2016 0.01x ZAC4.72 Million ZAC449.87 Million ▼ -97.5%
2015 0.43x ZAC168.83 Million ZAC396.39 Million ▲ +141.4%
2014 0.18x ZAC52.98 Million ZAC300.24 Million ▲ +106.7%
2013 -2.65x ZAC-104.42 Million ZAC39.38 Million ▼ -1922.3%
2012 0.15x ZAC38.53 Million ZAC264.79 Million ▲ +248.7%
2011 -0.10x ZAC-21.92 Million ZAC223.95 Million ▼ -1403.1%
2010 0.01x ZAC1.21 Million ZAC161.50 Million ▼ -97.4%
2009 0.29x ZAC22.66 Million ZAC77.92 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.