Time Finance PLC (TIME) — Cash Flow Quality Index

Latest as of November 2025: -0.22x

Time Finance PLC (TIME) has a Cash Flow Quality Index of -0.22x as of November 2025. Operating cash flow of GBX-694.00K is below net income of GBX3.21 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore TIME cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.22x
Operating CF / Net Income

Operating Cash Flow

GBX-694.00K
GBX

Net Income

GBX3.21 Million
GBX

Data as of

Nov 2025
Most recent filing

Time Finance PLC Cash Flow Quality Index (2008–2025)

Historical Cash Flow Quality Index for Time Finance PLC across 17 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Time Finance PLC (TIME) cash conversion ratio.

Annual Cash Flow Quality Index for Time Finance PLC (2008–2025)

Year-by-year earnings quality comparison for Time Finance PLC.

Year Quality Index Operating CF (GBX) Net Income YoY Change
2025 0.65x GBX5.11 Million GBX7.86 Million ▲ +1800.0%
2024 -0.04x GBX-170.00K GBX4.44 Million ▼ -105.3%
2023 0.72x GBX2.43 Million GBX3.36 Million ▲ +125.5%
2022 -2.84x GBX-3.62 Million GBX1.27 Million ▼ -194.2%
2021 3.01x GBX5.66 Million GBX1.88 Million ▲ +85.1%
2020 1.63x GBX3.29 Million GBX2.02 Million ▲ +564.5%
2019 0.24x GBX1.56 Million GBX6.35 Million ▲ +262.2%
2018 -0.15x GBX-967.00K GBX6.40 Million ▼ -107.9%
2017 1.92x GBX6.31 Million GBX3.29 Million ▲ +128.6%
2016 0.84x GBX2.41 Million GBX2.87 Million ▲ +129.6%
2015 -2.84x GBX-3.61 Million GBX1.27 Million ▼ -145.7%
2014 -1.16x GBX-1.21 Million GBX1.05 Million ▼ -8.1%
2013 -1.07x GBX-829.24K GBX775.29K ▼ -2483.9%
2012 -0.04x GBX-19.00K GBX459.00K ▲ +96.5%
2011 -1.17x GBX-268.00K GBX229.00K ▲ +97.0%
2009 -39.00x GBX-702.00K GBX18.00K ▼ -193.2%
2008 -13.30x GBX-838.00K GBX63.00K —
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.