International General Insurance Holdings Ltd (IGIC) — Cash Flow Quality Index

Latest as of March 2026: 4.98x

International General Insurance Holdings Ltd (IGIC) has a Cash Flow Quality Index of 4.98x as of March 2026. Operating cash flow of $108.14 Million exceeds net income of $21.70 Million, indicating high earnings quality where cash backs reported profits. Explore International General Insurance Holdings debt service capacity to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.98x
Operating CF / Net Income

Operating Cash Flow

$108.14 Million
USD

Net Income

$21.70 Million
USD

Data as of

Mar 2026
Most recent filing

International General Insurance Holdings Ltd Cash Flow Quality Index (2017–2025)

Historical Cash Flow Quality Index for International General Insurance Holdings Ltd across 9 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of International General Insurance Holdings.

Annual Cash Flow Quality Index for International General Insurance Holdings Ltd (2017–2025)

Year-by-year earnings quality comparison for International General Insurance Holdings Ltd.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 0.86x $108.14 Million $126.25 Million ▼ -44.7%
2024 1.55x $209.47 Million $135.20 Million ▼ -6.9%
2023 1.66x $196.61 Million $118.20 Million ▲ +271.0%
2022 -0.97x $-85.35 Million $87.73 Million ▼ -134.1%
2021 2.86x $129.79 Million $45.44 Million ▲ +206.4%
2020 -2.68x $-90.57 Million $33.74 Million ▼ -416.7%
2019 0.85x $21.40 Million $25.25 Million ▼ -79.2%
2018 4.07x $104.09 Million $25.60 Million ▲ +120.1%
2017 1.85x $12.96 Million $7.02 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.