Meridian Bank (MRBK) — Cash Flow Quality Index

Latest as of December 2025: -0.86x

Meridian Bank (MRBK) has a Cash Flow Quality Index of -0.86x as of December 2025. Operating cash flow of $-6.18 Million is below net income of $7.19 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore MRBK long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Cash Flow Quality Index

-0.86x
Operating CF / Net Income

Operating Cash Flow

$-6.18 Million
USD

Net Income

$7.19 Million
USD

Data as of

Dec 2025
Most recent filing

Meridian Bank Cash Flow Quality Index (2014–2025)

Historical Cash Flow Quality Index for Meridian Bank across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check Meridian Bank tangible equity quality to evaluate the tangible quality of the company's equity base.

Annual Cash Flow Quality Index for Meridian Bank (2014–2025)

Year-by-year earnings quality comparison for Meridian Bank. For live market cap and the full company financial profile, see Meridian Bank market cap and net worth.

Year Quality Index Operating CF (USD) Net Income YoY Change
2025 1.11x $24.30 Million $21.84 Million ▲ +89.5%
2024 0.59x $9.60 Million $16.35 Million ▼ -58.8%
2023 1.42x $18.85 Million $13.24 Million ▼ -63.3%
2022 3.88x $84.67 Million $21.83 Million ▼ -16.4%
2021 4.64x $165.12 Million $35.59 Million ▲ +177.6%
2020 -5.98x $-158.14 Million $26.44 Million ▼ -390.7%
2019 2.06x $21.57 Million $10.48 Million ▲ +52.3%
2018 1.35x $11.03 Million $8.16 Million ▼ -60.9%
2017 3.46x $10.48 Million $3.03 Million ▼ -67.4%
2016 10.59x $52.13 Million $4.92 Million ▲ +294.2%
2015 -5.45x $-33.74 Million $6.19 Million ▲ +30.4%
2014 -7.83x $-33.74 Million $4.31 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.