Meridian Bank (MRBK) — Cash Flow Quality Index
Latest as of June 2026:
-0.16x
Meridian Bank (MRBK) has a Cash Flow Quality Index of -0.16x as of June 2026. Operating cash flow of $-930.00K is below net income of $5.81 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Meridian Bank (MRBK) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
-0.16x
Operating CF / Net Income
Operating Cash Flow
$-930.00K
USD
Net Income
$5.81 Million
USD
Data as of
Jun 2026
Most recent filing
Meridian Bank Cash Flow Quality Index (2014–2025)
Historical Cash Flow Quality Index for Meridian Bank across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash flow conversion of Meridian Bank.
Annual Cash Flow Quality Index for Meridian Bank (2014–2025)
Year-by-year earnings quality comparison for Meridian Bank.
| Year | Quality Index | Operating CF (USD) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 1.11x | $24.30 Million | $21.84 Million | ▲ +89.5% |
| 2024 | 0.59x | $9.60 Million | $16.35 Million | ▼ -58.8% |
| 2023 | 1.42x | $18.85 Million | $13.24 Million | ▼ -63.3% |
| 2022 | 3.88x | $84.67 Million | $21.83 Million | ▼ -16.4% |
| 2021 | 4.64x | $165.12 Million | $35.59 Million | ▲ +177.6% |
| 2020 | -5.98x | $-158.14 Million | $26.44 Million | ▼ -390.7% |
| 2019 | 2.06x | $21.57 Million | $10.48 Million | ▲ +52.3% |
| 2018 | 1.35x | $11.03 Million | $8.16 Million | ▼ -60.9% |
| 2017 | 3.46x | $10.48 Million | $3.03 Million | ▼ -67.4% |
| 2016 | 10.59x | $52.13 Million | $4.92 Million | ▲ +294.2% |
| 2015 | -5.45x | $-33.74 Million | $6.19 Million | ▲ +30.4% |
| 2014 | -7.83x | $-33.74 Million | $4.31 Million | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.