Saratoga Investment Corp (SAR) — Cash Flow Quality Index

Latest as of November 2025: -0.72x

Saratoga Investment Corp (SAR) has a Cash Flow Quality Index of -0.72x as of November 2025. Operating cash flow of $-8.60 Million is below net income of $12.00 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore SAR cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

-0.72x
Operating CF / Net Income

Operating Cash Flow

$-8.60 Million
USD

Net Income

$12.00 Million
USD

Data as of

Nov 2025
Most recent filing

Saratoga Investment Corp Cash Flow Quality Index (2011–2026)

Historical Cash Flow Quality Index for Saratoga Investment Corp across 16 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Saratoga Investment Corp cash flow conversion.

Annual Cash Flow Quality Index for Saratoga Investment Corp (2011–2026)

Year-by-year earnings quality comparison for Saratoga Investment Corp.

Year Quality Index Operating CF (USD) Net Income YoY Change
2026 -2.40x $-88.03 Million $36.60 Million ▼ -134.2%
2025 7.03x $197.54 Million $28.09 Million ▲ +140.0%
2024 -17.60x $-157.21 Million $8.93 Million ▼ -233.1%
2023 -5.28x $-130.37 Million $24.68 Million ▼ -19.0%
2022 -4.44x $-203.13 Million $45.74 Million ▼ -5.3%
2021 -4.22x $-62.35 Million $14.78 Million ▼ -1452.8%
2020 -0.27x $-15.14 Million $55.74 Million ▲ +87.4%
2019 -2.16x $-39.98 Million $18.51 Million ▼ -24.1%
2018 -1.74x $-30.78 Million $17.68 Million ▼ -394.1%
2017 0.59x $6.74 Million $11.39 Million ▲ +121.4%
2016 -2.77x $-32.22 Million $11.65 Million ▼ -40.2%
2015 -1.97x $-21.72 Million $11.01 Million ▲ +43.2%
2014 -3.47x $-29.53 Million $8.50 Million ▼ -32.6%
2013 -2.62x $-36.81 Million $14.04 Million ▼ -53.2%
2012 -1.71x $-22.71 Million $13.28 Million ▼ -202.6%
2011 1.67x $28.28 Million $16.96 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.