Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) — Cash Flow Quality Index

Latest as of June 2025: 0.19x

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (CCN) has a Cash Flow Quality Index of 0.19x as of June 2025. Operating cash flow of €11.19 Million is below net income of €59.54 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore cash flow to debt ratio of Caisse Regionale de Credit Agricole Mutu to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

0.19x
Operating CF / Net Income

Operating Cash Flow

€11.19 Million
EUR

Net Income

€59.54 Million
EUR

Data as of

Jun 2025
Most recent filing

Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC Cash Flow Quality Index (2007–2024)

Historical Cash Flow Quality Index for Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC across 18 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see CCN cash flow metrics.

Annual Cash Flow Quality Index for Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC (2007–2024)

Year-by-year earnings quality comparison for Caisse Regionale de Credit Agricole Mutuel de Normandie Seine SC.

Year Quality Index Operating CF (EUR) Net Income YoY Change
2024 0.39x €33.14 Million €84.04 Million ▲ +103.7%
2023 -10.55x €-819.56 Million €77.71 Million ▼ -24.8%
2022 -8.45x €-690.98 Million €81.74 Million ▼ -249.4%
2021 5.66x €542.64 Million €95.88 Million ▲ +144.4%
2020 2.32x €133.28 Million €57.55 Million ▲ +453.2%
2019 -0.66x €-56.39 Million €85.99 Million ▼ -129.4%
2018 2.23x €197.41 Million €88.43 Million ▲ +2.0%
2017 2.19x €202.91 Million €92.68 Million ▼ -54.3%
2016 4.79x €456.79 Million €95.33 Million ▲ +283.8%
2015 1.25x €149.77 Million €119.96 Million ▲ +1055.6%
2014 0.11x €11.96 Million €110.72 Million ▼ -81.4%
2013 0.58x €68.27 Million €117.29 Million ▲ +177.5%
2012 0.21x €32.35 Million €154.20 Million ▲ +324.3%
2011 0.05x €7.72 Million €156.12 Million ▲ +29.7%
2010 0.04x €5.64 Million €147.95 Million ▼ -96.4%
2009 1.07x €138.58 Million €130.10 Million ▲ +424.0%
2008 -0.33x €-43.49 Million €132.29 Million ▼ -168.6%
2007 0.48x €66.47 Million €138.61 Million
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.