Caisse Régionale de Crédit Agricole du Morbihan (CMO) — Cash Flow Quality Index
Caisse Régionale de Crédit Agricole du Morbihan (CMO) has a Cash Flow Quality Index of 0.29x as of December 2025. Operating cash flow of €8.35 Million is below net income of €28.75 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Caisse Régionale de Crédit Agricole du M cash flow conversion to assess how effectively this company generates cash.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Caisse Régionale de Crédit Agricole du Morbihan Cash Flow Quality Index (2004–2025)
Historical Cash Flow Quality Index for Caisse Régionale de Crédit Agricole du Morbihan across 22 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check CMO cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Annual Cash Flow Quality Index for Caisse Régionale de Crédit Agricole du Morbihan (2004–2025)
Year-by-year earnings quality comparison for Caisse Régionale de Crédit Agricole du Morbihan. For live market cap and the full company financial profile, see Caisse Régionale de Crédit Agricole du M market cap and net worth.
| Year | Quality Index | Operating CF (EUR) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 0.75x | €59.03 Million | €78.70 Million | ▲ +186.6% |
| 2024 | -0.87x | €-67.37 Million | €77.78 Million | ▲ +88.8% |
| 2023 | -7.74x | €-440.39 Million | €56.88 Million | ▼ -215.2% |
| 2022 | 6.72x | €553.37 Million | €82.33 Million | ▲ +245.2% |
| 2021 | 1.95x | €134.14 Million | €68.89 Million | ▲ +4950.4% |
| 2020 | 0.04x | €2.01 Million | €52.21 Million | ▼ -98.7% |
| 2019 | 3.01x | €170.51 Million | €56.58 Million | ▲ +827.3% |
| 2018 | -0.41x | €-27.75 Million | €66.96 Million | ▲ +82.8% |
| 2017 | -2.41x | €-128.48 Million | €53.32 Million | ▼ -130.1% |
| 2016 | 8.01x | €342.36 Million | €42.74 Million | ▲ +266.4% |
| 2015 | 2.19x | €124.73 Million | €57.06 Million | ▲ +55.3% |
| 2014 | 1.41x | €62.86 Million | €44.66 Million | ▲ +188.3% |
| 2013 | -1.59x | €-103.58 Million | €64.97 Million | ▼ -113.2% |
| 2012 | 12.09x | €134.47 Million | €11.12 Million | ▲ +1726.0% |
| 2011 | -0.74x | €-60.58 Million | €81.45 Million | ▲ +63.7% |
| 2010 | -2.05x | €-197.51 Million | €96.48 Million | ▲ +27.3% |
| 2009 | -2.81x | €-160.12 Million | €56.89 Million | ▼ -1094.8% |
| 2008 | 0.28x | €13.97 Million | €49.37 Million | ▼ -77.4% |
| 2007 | 1.25x | €73.00 Million | €58.37 Million | ▼ -12.2% |
| 2006 | 1.42x | €88.99 Million | €62.47 Million | ▲ +252.3% |
| 2005 | 0.40x | €23.14 Million | €57.21 Million | ▼ -80.7% |
| 2004 | 2.09x | €89.52 Million | €42.79 Million | — |