Patria Bank SA (PBK) — Cash Flow Quality Index
Patria Bank SA (PBK) has a Cash Flow Quality Index of 9.67x as of March 2026. Operating cash flow of RON116.33 Million exceeds net income of RON12.03 Million, indicating high earnings quality where cash backs reported profits. Explore Patria Bank SA (PBK) cash flow to debt to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Patria Bank SA Cash Flow Quality Index (2020–2025)
Historical Cash Flow Quality Index for Patria Bank SA across 6 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see Patria Bank SA (PBK) cash conversion ratio.
Annual Cash Flow Quality Index for Patria Bank SA (2020–2025)
Year-by-year earnings quality comparison for Patria Bank SA.
| Year | Quality Index | Operating CF (RON) | Net Income | YoY Change |
|---|---|---|---|---|
| 2025 | 4.32x | RON222.31 Million | RON51.48 Million | ▲ +279.0% |
| 2024 | 1.14x | RON43.49 Million | RON38.17 Million | ▲ +126.1% |
| 2023 | -4.37x | RON-111.30 Million | RON25.48 Million | ▼ -8804.4% |
| 2022 | 0.05x | RON965.00K | RON19.23 Million | ▼ -99.6% |
| 2021 | 14.32x | RON141.59 Million | RON9.89 Million | ▲ +543.4% |
| 2020 | -3.23x | RON-9.32 Million | RON2.89 Million | — |