Patria Bank SA (PBK) — Cash Flow Quality Index
Patria Bank SA (PBK) has a Cash Flow Quality Index of 0.70x as of September 2025. Operating cash flow of RON9.17 Million is below net income of RON13.03 Million, suggesting accrual-heavy earnings not yet converted to cash. Explore Patria Bank SA strategic investment ratio to see how much of total assets are deployed in long-term investments.
Cash Flow Quality Index
Operating Cash Flow
Net Income
Data as of
Patria Bank SA Cash Flow Quality Index (2020–2024)
Historical Cash Flow Quality Index for Patria Bank SA across 5 annual periods. Values consistently above 1.0x indicate high-quality earnings. Check tangible equity quality of Patria Bank SA to evaluate the tangible quality of the company's equity base.
Annual Cash Flow Quality Index for Patria Bank SA (2020–2024)
Year-by-year earnings quality comparison for Patria Bank SA. For live market cap and the full company financial profile, see Patria Bank SA market cap and net worth.
| Year | Quality Index | Operating CF (RON) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 1.14x | RON43.49 Million | RON38.17 Million | ▲ +126.1% |
| 2023 | -4.37x | RON-111.30 Million | RON25.48 Million | ▼ -8804.4% |
| 2022 | 0.05x | RON965.00K | RON19.23 Million | ▼ -99.6% |
| 2021 | 14.32x | RON141.59 Million | RON9.89 Million | ▲ +543.4% |
| 2020 | -3.23x | RON-9.32 Million | RON2.89 Million | — |