Mizrahi Tefahot (MZTF) — Cash Flow Quality Index
Latest as of September 2025:
0.87x
Mizrahi Tefahot (MZTF) has a Cash Flow Quality Index of 0.87x as of September 2025. Operating cash flow of ILA1.29 Billion is below net income of ILA1.48 Billion, suggesting accrual-heavy earnings not yet converted to cash. Explore Mizrahi Tefahot cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Cash Flow Quality Index
0.87x
Operating CF / Net Income
Operating Cash Flow
ILA1.29 Billion
ILA
Net Income
ILA1.48 Billion
ILA
Data as of
Sep 2025
Most recent filing
Mizrahi Tefahot Cash Flow Quality Index (2013–2024)
Historical Cash Flow Quality Index for Mizrahi Tefahot across 12 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see MZTF operating cash flow.
Annual Cash Flow Quality Index for Mizrahi Tefahot (2013–2024)
Year-by-year earnings quality comparison for Mizrahi Tefahot.
| Year | Quality Index | Operating CF (ILA) | Net Income | YoY Change |
|---|---|---|---|---|
| 2024 | 2.64x | ILA14.38 Billion | ILA5.46 Billion | ▲ +266.5% |
| 2023 | 0.72x | ILA3.53 Billion | ILA4.91 Billion | ▲ +83.3% |
| 2022 | 0.39x | ILA1.75 Billion | ILA4.47 Billion | ▼ -69.7% |
| 2021 | 1.30x | ILA4.13 Billion | ILA3.19 Billion | ▼ -58.8% |
| 2020 | 3.14x | ILA5.06 Billion | ILA1.61 Billion | ▲ +103.7% |
| 2019 | 1.54x | ILA2.84 Billion | ILA1.84 Billion | ▼ -37.4% |
| 2018 | 2.47x | ILA2.97 Billion | ILA1.21 Billion | ▲ +59.2% |
| 2017 | 1.55x | ILA2.09 Billion | ILA1.35 Billion | ▼ -29.4% |
| 2016 | 2.19x | ILA2.78 Billion | ILA1.27 Billion | ▲ +128.5% |
| 2015 | -7.68x | ILA-8.71 Billion | ILA1.13 Billion | ▼ -34.2% |
| 2014 | -5.72x | ILA-6.20 Billion | ILA1.08 Billion | ▼ -15.4% |
| 2013 | -4.96x | ILA-5.35 Billion | ILA1.08 Billion | — |
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.