BaoMinh Insurance Corp (BMI) — Cash Flow Quality Index

Latest as of December 2025: 4.48x

BaoMinh Insurance Corp (BMI) has a Cash Flow Quality Index of 4.48x as of December 2025. Operating cash flow of ₫16.07 Billion exceeds net income of ₫3.58 Billion, indicating high earnings quality where cash backs reported profits. Explore cash flow to debt ratio of BaoMinh Insurance Corp to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

4.48x
Operating CF / Net Income

Operating Cash Flow

₫16.07 Billion
VND

Net Income

₫3.58 Billion
VND

Data as of

Dec 2025
Most recent filing

BaoMinh Insurance Corp Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for BaoMinh Insurance Corp across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see BMI cash flow metrics.

Annual Cash Flow Quality Index for BaoMinh Insurance Corp (2019–2025)

Year-by-year earnings quality comparison for BaoMinh Insurance Corp.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 -0.97x ₫-251.40 Billion ₫259.79 Billion ▼ -269.7%
2024 0.57x ₫135.50 Billion ₫237.67 Billion ▲ +196.6%
2023 -0.59x ₫-194.20 Billion ₫329.17 Billion ▼ -104.3%
2022 -0.29x ₫-84.00 Billion ₫290.87 Billion ▼ -113.6%
2021 2.12x ₫541.11 Billion ₫255.08 Billion ▲ +38.9%
2020 1.53x ₫298.19 Billion ₫195.22 Billion ▲ +64.4%
2019 0.93x ₫168.53 Billion ₫181.34 Billion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.