Tien Phong Commercial Joint Stock Bank (TPB) — Cash Flow Quality Index

Latest as of December 2025: 12.49x

Tien Phong Commercial Joint Stock Bank (TPB) has a Cash Flow Quality Index of 12.49x as of December 2025. Operating cash flow of ₫31.76 Trillion exceeds net income of ₫2.54 Trillion, indicating high earnings quality where cash backs reported profits. Explore Tien Phong Commercial Joint Stock Bank cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.

Cash Flow Quality Index

12.49x
Operating CF / Net Income

Operating Cash Flow

₫31.76 Trillion
VND

Net Income

₫2.54 Trillion
VND

Data as of

Dec 2025
Most recent filing

Tien Phong Commercial Joint Stock Bank Cash Flow Quality Index (2019–2025)

Historical Cash Flow Quality Index for Tien Phong Commercial Joint Stock Bank across 7 annual periods. Values consistently above 1.0x indicate high-quality earnings. For the full cash flow conversion analysis, see cash efficiency ratio of Tien Phong Commercial Joint Stock Bank.

Annual Cash Flow Quality Index for Tien Phong Commercial Joint Stock Bank (2019–2025)

Year-by-year earnings quality comparison for Tien Phong Commercial Joint Stock Bank.

Year Quality Index Operating CF (VND) Net Income YoY Change
2025 4.04x ₫29.80 Trillion ₫7.38 Trillion ▼ -39.2%
2024 6.64x ₫40.34 Trillion ₫6.07 Trillion ▲ +476.4%
2023 -1.77x ₫-7.88 Trillion ₫4.46 Trillion ▲ +74.1%
2022 -6.82x ₫-42.72 Trillion ₫6.26 Trillion ▼ -21.0%
2021 -5.64x ₫-27.23 Trillion ₫4.83 Trillion ▲ +44.3%
2020 -10.12x ₫-35.53 Trillion ₫3.51 Trillion ▼ -128.6%
2019 -4.43x ₫-13.70 Trillion ₫3.09 Trillion
Cash Flow Quality Index = Operating Cash Flow / Net Income. Ratios above 1.0x indicate cash-backed earnings.