ABN Amro Group NV (ABN) — Defensive Interval Ratio

Latest as of December 2025: 3 days

ABN Amro Group NV (ABN) has a Defensive Interval Ratio of 3 days as of December 2025. Defensive assets of €2.04 Billion (cash €-, short-term investments €2.04 Billion, receivables €-) cover 3 days of daily cash needs of €781.03 Million/day.

Defensive Interval Ratio

3 days
Days of operational coverage

Defensive Assets

€2.04 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€781.03 Million
Current Liabilities ÷ 365

Current Liabilities

€285.08 Billion
EUR

ABN Amro Group NV Defensive Interval Ratio (2012–2025)

This chart shows how ABN Amro Group NV's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 3 days, meaning defensive assets of €2.04 Billion can fund 3 days of operations without new revenue. For the complete balance sheet picture, see ABN Amro Group NV balance sheet assets.

Annual Defensive Interval Ratio for ABN Amro Group NV (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for ABN Amro Group NV from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See ABN net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 3 days €2.04 Billion €781.03 Million/day €- €2.04 Billion ▼ -2 days
2024 5 days €3.26 Billion €711.45 Million/day €- €- ▼ -22 days
2023 27 days €18.98 Billion €714.34 Million/day €- €16.38 Billion ▼ -2 days
2022 28 days €21.06 Billion €748.40 Million/day €- €18.25 Billion ▼ -1034 days
2021 1062 days €2.95 Billion €2.78 Million/day €- €- ▲ +10 days
2020 1052 days €3.07 Billion €2.92 Million/day €- €- ▼ -3695 days
2019 4747 days €14.29 Billion €3.01 Million/day €- €11.96 Billion ▲ +993 days
2018 3753 days €11.72 Billion €3.12 Million/day €- €9.68 Billion ▼ -1821 days
2017 5575 days €16.88 Billion €3.03 Million/day €- €16.42 Billion ▲ +1615 days
2016 3960 days €15.23 Billion €3.85 Million/day €- €14.72 Billion ▼ -354 days
2015 4314 days €15.93 Billion €3.69 Million/day €- €15.44 Billion ▲ +779 days
2014 3534 days €11.58 Billion €3.28 Million/day €- €11.01 Billion ▼ -2797 days
2013 6331 days €22.60 Billion €3.57 Million/day €- €21.90 Billion ▲ +6158 days
2012 173 days €776.00 Million €4.49 Million/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)