Credit Clear Ltd (CCR) — Defensive Interval Ratio

Latest as of June 2025: 295 days

Credit Clear Ltd (CCR) has a Defensive Interval Ratio of 295 days as of June 2025. Defensive assets of AU$14.46 Million (cash AU$-, short-term investments AU$7.56 Million, receivables AU$6.91 Million) cover 295 days of daily cash needs of AU$48.97K/day.

Defensive Interval Ratio

295 days
Days of operational coverage

Defensive Assets

AU$14.46 Million
Cash + ST Investments + Receivables

Daily Cash Need

AU$48.97K
Current Liabilities ÷ 365

Current Liabilities

AU$17.87 Million
AUD

Credit Clear Ltd Defensive Interval Ratio (2016–2024)

This chart shows how Credit Clear Ltd's Defensive Interval Ratio has evolved across 9 annual periods from 2016 to 2024. As of June 2025, the ratio stands at 295 days, meaning defensive assets of AU$14.46 Million can fund 295 days of operations without new revenue. For the complete balance sheet picture, see Credit Clear Ltd total assets.

Annual Defensive Interval Ratio for Credit Clear Ltd (2016–2024)

The table below presents the year-by-year Defensive Interval Ratio for Credit Clear Ltd from 2016 to 2024, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Credit Clear Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (AUD) Daily Cash Need Cash ST Investments Change (days)
2024 295 days AU$14.46 Million AU$48.97K/day AU$- AU$7.56 Million ▲ +8 days
2023 287 days AU$11.91 Million AU$41.47K/day AU$- AU$5.67 Million ▲ +2 days
2022 286 days AU$8.44 Million AU$29.54K/day AU$- AU$4.06 Million ▲ +27 days
2021 259 days AU$8.87 Million AU$34.29K/day AU$- AU$4.17 Million ▲ +9 days
2020 250 days AU$3.62 Million AU$14.46K/day AU$- AU$654.00K ▲ +50 days
2019 200 days AU$2.23 Million AU$11.17K/day AU$- AU$242.91K ▼ -675 days
2018 874 days AU$1.34 Million AU$1.53K/day AU$- AU$- ▲ +600 days
2017 274 days AU$681.91K AU$2.49K/day AU$- AU$- ▲ +96 days
2016 178 days AU$1.26 Million AU$7.07K/day AU$- AU$-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)