Hvidbjerg Bank (HVID) — Defensive Interval Ratio

Latest as of September 2025: 1 days

Hvidbjerg Bank (HVID) has a Defensive Interval Ratio of 1 days as of September 2025. Defensive assets of Dkr4.42 Million (cash Dkr-, short-term investments Dkr-, receivables Dkr4.42 Million) cover 1 days of daily cash needs of Dkr5.84 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

Dkr4.42 Million
Cash + ST Investments + Receivables

Daily Cash Need

Dkr5.84 Million
Current Liabilities ÷ 365

Current Liabilities

Dkr2.13 Billion
DKK

Hvidbjerg Bank Defensive Interval Ratio (2010–2024)

This chart shows how Hvidbjerg Bank's Defensive Interval Ratio has evolved across 15 annual periods from 2010 to 2024. As of September 2025, the ratio stands at 1 days, meaning defensive assets of Dkr4.42 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see Hvidbjerg Bank asset portfolio.

Annual Defensive Interval Ratio for Hvidbjerg Bank (2010–2024)

The table below presents the year-by-year Defensive Interval Ratio for Hvidbjerg Bank from 2010 to 2024, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Hvidbjerg Bank (HVID) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (DKK) Daily Cash Need Cash ST Investments Change (days)
2024 1 days Dkr2.84 Million Dkr5.25 Million/day Dkr- Dkr- ▲ +0 days
2023 1 days Dkr2.45 Million Dkr4.68 Million/day Dkr- Dkr- ▲ +0 days
2022 1 days Dkr1.97 Million Dkr3.91 Million/day Dkr- Dkr- ▼ 0 days
2021 1 days Dkr1.93 Million Dkr3.56 Million/day Dkr- Dkr- ▲ +0 days
2020 1 days Dkr1.71 Million Dkr3.41 Million/day Dkr- Dkr- ▼ -1 days
2019 1 days Dkr3.60 Million Dkr2.92 Million/day Dkr- Dkr2.00 Million ▼ -2 days
2018 3 days Dkr8.28 Million Dkr2.76 Million/day Dkr- Dkr6.78 Million ▼ -26 days
2017 29 days Dkr75.56 Million Dkr2.65 Million/day Dkr- Dkr5.04 Million ▼ -14 days
2016 43 days Dkr103.42 Million Dkr2.42 Million/day Dkr- Dkr11.42 Million ▲ +41 days
2015 2 days Dkr4.99 Million Dkr2.25 Million/day Dkr- Dkr3.97 Million ▼ -1 days
2014 4 days Dkr7.85 Million Dkr2.23 Million/day Dkr- Dkr6.64 Million ▲ +0 days
2013 3 days Dkr7.73 Million Dkr2.24 Million/day Dkr- Dkr6.37 Million ▼ -1 days
2012 5 days Dkr10.78 Million Dkr2.39 Million/day Dkr- Dkr9.48 Million ▲ +4 days
2011 1 days Dkr1.32 Million Dkr2.07 Million/day Dkr- Dkr- ▼ -1 days
2010 2 days Dkr3.57 Million Dkr2.24 Million/day Dkr- Dkr3.57 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)