Harbin Bank Co. Ltd (5H6) — Defensive Interval Ratio

Latest as of June 2023: 9 days

Harbin Bank Co. Ltd (5H6) has a Defensive Interval Ratio of 9 days as of June 2023. Defensive assets of €16.97 Billion (cash €-, short-term investments €-, receivables €16.97 Billion) cover 9 days of daily cash needs of €1.97 Billion/day.

Defensive Interval Ratio

9 days
Days of operational coverage

Defensive Assets

€16.97 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€1.97 Billion
Current Liabilities ÷ 365

Current Liabilities

€718.29 Billion
EUR

Harbin Bank Co. Ltd Defensive Interval Ratio (2016–2021)

This chart shows how Harbin Bank Co. Ltd's Defensive Interval Ratio has evolved across 6 annual periods from 2016 to 2021. As of June 2023, the ratio stands at 9 days, meaning defensive assets of €16.97 Billion can fund 9 days of operations without new revenue. For the complete balance sheet picture, see 5H6 current and non-current assets.

Annual Defensive Interval Ratio for Harbin Bank Co. Ltd (2016–2021)

The table below presents the year-by-year Defensive Interval Ratio for Harbin Bank Co. Ltd from 2016 to 2021, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Harbin Bank Co. Ltd current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2021 3 days €3.99 Billion €1.58 Billion/day €- €- ▲ +2 days
2020 1 days €1.45 Billion €1.47 Billion/day €- €- ▼ 0 days
2019 1 days €1.81 Billion €1.42 Billion/day €- €- ▼ -2 days
2018 3 days €4.92 Billion €1.51 Billion/day €- €- ▼ -2 days
2017 5 days €7.59 Billion €1.38 Billion/day €- €- ▼ -8 days
2016 13 days €17.23 Billion €1.33 Billion/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)