H+M HEN.+MAU.UNSP.ADR 1/5 (HMSA) — Defensive Interval Ratio

Latest as of May 2026: 89 days

H+M HEN.+MAU.UNSP.ADR 1/5 (HMSA) has a Defensive Interval Ratio of 89 days as of May 2026. Defensive assets of €15.81 Billion (cash €-, short-term investments €-, receivables €15.81 Billion) cover 89 days of daily cash needs of €178.28 Million/day.

Defensive Interval Ratio

89 days
Days of operational coverage

Defensive Assets

€15.81 Billion
Cash + ST Investments + Receivables

Daily Cash Need

€178.28 Million
Current Liabilities ÷ 365

Current Liabilities

€65.07 Billion
EUR

H+M HEN.+MAU.UNSP.ADR 1/5 Defensive Interval Ratio (2022–2025)

This chart shows how H+M HEN.+MAU.UNSP.ADR 1/5's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of May 2026, the ratio stands at 89 days, meaning defensive assets of €15.81 Billion can fund 89 days of operations without new revenue. For the complete balance sheet picture, see HMSA asset base.

Annual Defensive Interval Ratio for H+M HEN.+MAU.UNSP.ADR 1/5 (2022–2025)

The table below presents the year-by-year Defensive Interval Ratio for H+M HEN.+MAU.UNSP.ADR 1/5 from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See HMSA net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 38 days €6.41 Billion €168.78 Million/day €- €- ▲ +7 days
2024 31 days €5.63 Billion €182.60 Million/day €- €- ▲ +13 days
2023 18 days €3.30 Billion €186.10 Million/day €- €- ▲ +2 days
2022 16 days €3.01 Billion €187.22 Million/day €- €-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)