Alandsbanken Abp A (ALBAV) — Defensive Interval Ratio

Latest as of March 2026: 1 days

Alandsbanken Abp A (ALBAV) has a Defensive Interval Ratio of 1 days as of March 2026. Defensive assets of €6.00 Million (cash €-, short-term investments €-, receivables €6.00 Million) cover 1 days of daily cash needs of €10.46 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

€6.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

€10.46 Million
Current Liabilities ÷ 365

Current Liabilities

€3.82 Billion
EUR

Alandsbanken Abp A Defensive Interval Ratio (2006–2025)

This chart shows how Alandsbanken Abp A's Defensive Interval Ratio has evolved across 20 annual periods from 2006 to 2025. As of March 2026, the ratio stands at 1 days, meaning defensive assets of €6.00 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see ALBAV total asset value.

Annual Defensive Interval Ratio for Alandsbanken Abp A (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Alandsbanken Abp A from 2006 to 2025, covering 20 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Alandsbanken Abp A current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 3 days €5.00 Million €1.50 Million/day €- €- ▼ -4 days
2024 7 days €74.16 Million €9.94 Million/day €- €- ▼ -5 days
2023 12 days €125.79 Million €10.47 Million/day €- €- ▲ +7 days
2022 5 days €57.27 Million €11.59 Million/day €- €785.00K ▲ +0 days
2021 5 days €58.22 Million €11.89 Million/day €- €- ▼ 0 days
2020 5 days €54.46 Million €10.16 Million/day €- €- ▼ -3 days
2019 8 days €75.10 Million €9.47 Million/day €- €24.70 Million ▼ -1 days
2018 9 days €83.48 Million €9.41 Million/day €- €23.54 Million ▲ +3 days
2017 6 days €51.13 Million €8.86 Million/day €- €- ▲ +2 days
2016 4 days €36.15 Million €8.57 Million/day €- €- ▼ 0 days
2015 5 days €34.09 Million €7.44 Million/day €- €- ▲ +0 days
2014 4 days €28.81 Million €6.68 Million/day €- €- ▼ 0 days
2013 5 days €31.25 Million €6.59 Million/day €- €- ▼ -3 days
2012 8 days €53.01 Million €6.57 Million/day €- €- ▼ 0 days
2011 8 days €52.46 Million €6.48 Million/day €- €- ▼ -1 days
2010 9 days €56.33 Million €6.27 Million/day €- €- ▲ +6 days
2009 3 days €20.19 Million €6.08 Million/day €- €- ▼ -1 days
2008 5 days €23.01 Million €4.96 Million/day €- €- ▼ 0 days
2007 5 days €21.28 Million €4.37 Million/day €- €- ▲ +0 days
2006 4 days €16.36 Million €3.64 Million/day €- €- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)