Bank Pembangunan Timur Tbk (BJTM) — Defensive Interval Ratio

Latest as of December 2025: 30 days

Bank Pembangunan Timur Tbk (BJTM) has a Defensive Interval Ratio of 30 days as of December 2025. Defensive assets of Rp1.12 Trillion (cash Rp-, short-term investments Rp-, receivables Rp1.12 Trillion) cover 30 days of daily cash needs of Rp36.73 Billion/day.

Defensive Interval Ratio

30 days
Days of operational coverage

Defensive Assets

Rp1.12 Trillion
Cash + ST Investments + Receivables

Daily Cash Need

Rp36.73 Billion
Current Liabilities ÷ 365

Current Liabilities

Rp13.41 Trillion
IDR

Bank Pembangunan Timur Tbk Defensive Interval Ratio (2012–2025)

This chart shows how Bank Pembangunan Timur Tbk's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 30 days, meaning defensive assets of Rp1.12 Trillion can fund 30 days of operations without new revenue. For the complete balance sheet picture, see how large is Bank Pembangunan Timur Tbk's balance sheet.

Annual Defensive Interval Ratio for Bank Pembangunan Timur Tbk (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Bank Pembangunan Timur Tbk from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Bank Pembangunan Timur Tbk current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (IDR) Daily Cash Need Cash ST Investments Change (days)
2025 238 days Rp8.75 Trillion Rp36.73 Billion/day Rp- Rp7.63 Trillion ▲ +232 days
2024 6 days Rp1.05 Trillion Rp165.00 Billion/day Rp- Rp- ▼ 0 days
2023 7 days Rp908.87 Billion Rp137.61 Billion/day Rp- Rp- ▼ -2447 days
2022 2454 days Rp932.63 Billion Rp380.07 Million/day Rp- Rp- ▼ -1232 days
2021 3686 days Rp1.02 Trillion Rp277.81 Million/day Rp- Rp- ▲ +1147 days
2020 2538 days Rp801.58 Billion Rp315.81 Million/day Rp- Rp- ▼ -26514 days
2019 29053 days Rp7.37 Trillion Rp253.80 Million/day Rp- Rp6.88 Trillion ▲ +24946 days
2018 4107 days Rp974.30 Billion Rp237.25 Million/day Rp- Rp566.89 Billion ▼ -4892 days
2017 8999 days Rp1.87 Trillion Rp207.53 Million/day Rp- Rp1.51 Trillion ▲ +5404 days
2016 3595 days Rp593.43 Billion Rp165.07 Million/day Rp- Rp199.84 Billion ▼ -1100 days
2015 4695 days Rp953.00 Billion Rp202.98 Million/day Rp- Rp548.02 Billion ▼ -14240 days
2014 18935 days Rp3.57 Trillion Rp188.76 Million/day Rp- Rp3.23 Trillion ▲ +1126 days
2013 17809 days Rp2.53 Trillion Rp142.34 Million/day Rp- Rp2.26 Trillion ▲ +1535 days
2012 16274 days Rp2.23 Trillion Rp136.89 Million/day Rp- Rp1.96 Trillion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)