Incar Financial Service Co. Ltd. (211050) — Defensive Interval Ratio

Latest as of March 2026: 82 days

Incar Financial Service Co. Ltd. (211050) has a Defensive Interval Ratio of 82 days as of March 2026. Defensive assets of ₩162.25 Billion (cash ₩-, short-term investments ₩52.12 Billion, receivables ₩110.13 Billion) cover 82 days of daily cash needs of ₩1.98 Billion/day.

Defensive Interval Ratio

82 days
Days of operational coverage

Defensive Assets

₩162.25 Billion
Cash + ST Investments + Receivables

Daily Cash Need

₩1.98 Billion
Current Liabilities ÷ 365

Current Liabilities

₩722.84 Billion
KRW

Incar Financial Service Co. Ltd. Defensive Interval Ratio (2020–2025)

This chart shows how Incar Financial Service Co. Ltd.'s Defensive Interval Ratio has evolved across 6 annual periods from 2020 to 2025. As of March 2026, the ratio stands at 82 days, meaning defensive assets of ₩162.25 Billion can fund 82 days of operations without new revenue. For the complete balance sheet picture, see Incar Financial Service Co. Ltd. asset portfolio.

Annual Defensive Interval Ratio for Incar Financial Service Co. Ltd. (2020–2025)

The table below presents the year-by-year Defensive Interval Ratio for Incar Financial Service Co. Ltd. from 2020 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Incar Financial Service Co. Ltd. short-term liquidity ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (KRW) Daily Cash Need Cash ST Investments Change (days)
2025 104 days ₩201.03 Billion ₩1.93 Billion/day ₩- ₩76.66 Billion ▼ -29 days
2024 133 days ₩182.06 Billion ₩1.36 Billion/day ₩1.53 Billion ₩88.43 Billion ▲ +84 days
2023 49 days ₩45.13 Billion ₩913.10 Million/day ₩936.94 Million ₩44.20 Billion ▼ -81 days
2022 130 days ₩71.85 Billion ₩551.61 Million/day ₩3.75 Billion ₩15.77 Billion ▼ -5 days
2021 135 days ₩59.95 Billion ₩443.45 Million/day ₩4.59 Billion ₩16.11 Billion ▼ -45 days
2020 180 days ₩71.14 Billion ₩395.50 Million/day ₩3.32 Billion ₩31.84 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)