Bankers Investment Trust (BNKR) — Defensive Interval Ratio

Latest as of April 2024: 986 days

Bankers Investment Trust (BNKR) has a Defensive Interval Ratio of 986 days as of April 2024. Defensive assets of GBX28.64 Million (cash GBX-, short-term investments GBX21.51 Million, receivables GBX7.13 Million) cover 986 days of daily cash needs of GBX29.05K/day. See working capital position of Bankers Investment Trust to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

986 days
Days of operational coverage

Defensive Assets

GBX28.64 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX29.05K
Current Liabilities ÷ 365

Current Liabilities

GBX10.60 Million
GBX

Bankers Investment Trust Defensive Interval Ratio (2003–2023)

This chart shows how Bankers Investment Trust's Defensive Interval Ratio has evolved across 21 annual periods from 2003 to 2023. As of April 2024, the ratio stands at 986 days, meaning defensive assets of GBX28.64 Million can fund 986 days of operations without new revenue. See BNKR equity to assets ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Bankers Investment Trust (2003–2023)

The table below presents the year-by-year Defensive Interval Ratio for Bankers Investment Trust from 2003 to 2023, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Bankers Investment Trust (BNKR) total market value.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2023 634 days GBX26.68 Million GBX42.10K/day GBX- GBX13.12 Million ▼ -222 days
2022 855 days GBX4.50 Million GBX5.26K/day GBX- GBX1.00K ▼ -334 days
2021 1189 days GBX12.22 Million GBX10.27K/day GBX- GBX8.60 Million ▼ -2221 days
2020 3410 days GBX28.04 Million GBX8.22K/day GBX- GBX24.77 Million ▼ -2847 days
2019 6257 days GBX49.13 Million GBX7.85K/day GBX- GBX44.99 Million ▲ +1971 days
2018 4285 days GBX22.67 Million GBX5.29K/day GBX- GBX18.00 Million ▲ +3117 days
2017 1169 days GBX25.91 Million GBX22.18K/day GBX- GBX23.25 Million ▲ +173 days
2016 996 days GBX29.17 Million GBX29.30K/day GBX- GBX21.35 Million ▼ -20255 days
2015 21251 days GBX30.68 Million GBX1.44K/day GBX- GBX28.32 Million ▲ +19526 days
2014 1725 days GBX7.58 Million GBX4.39K/day GBX- GBX3.90 Million ▲ +910 days
2013 815 days GBX17.82 Million GBX21.85K/day GBX- GBX21.00K ▼ -667 days
2012 1483 days GBX3.35 Million GBX2.26K/day GBX- GBX1.30 Million ▲ +1213 days
2011 269 days GBX2.63 Million GBX9.76K/day GBX- GBX- ▲ +175 days
2010 94 days GBX3.83 Million GBX40.68K/day GBX- GBX- ▼ -919 days
2009 1013 days GBX2.21 Million GBX2.18K/day GBX- GBX- ▼ -1691 days
2008 2705 days GBX15.33 Million GBX5.67K/day GBX- GBX- ▲ +2012 days
2007 692 days GBX5.58 Million GBX8.05K/day GBX- GBX- ▲ +362 days
2006 330 days GBX1.11 Million GBX3.38K/day GBX- GBX- ▲ +44 days
2005 286 days GBX1.51 Million GBX5.27K/day GBX- GBX144.00K ▲ +233 days
2004 53 days GBX1.31 Million GBX24.62K/day GBX- GBX- ▼ -174 days
2003 227 days GBX16.03 Million GBX70.55K/day GBX- GBX- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)