M&G Credit Income Investment Trust PLC (MGCI) — Defensive Interval Ratio
M&G Credit Income Investment Trust PLC (MGCI) has a Defensive Interval Ratio of 21 days as of December 2025. Defensive assets of GBX143.00K (cash GBX-, short-term investments GBX-, receivables GBX143.00K) cover 21 days of daily cash needs of GBX6.81K/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
M&G Credit Income Investment Trust PLC Defensive Interval Ratio (2019–2025)
This chart shows how M&G Credit Income Investment Trust PLC's Defensive Interval Ratio has evolved across 8 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 21 days, meaning defensive assets of GBX143.00K can fund 21 days of operations without new revenue. For the complete balance sheet picture, see MGCI current and non-current assets.
Annual Defensive Interval Ratio for M&G Credit Income Investment Trust PLC (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for M&G Credit Income Investment Trust PLC from 2019 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See M&G Credit Income Investment Trust PLC current assets vs equity to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (GBX) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 21 days | GBX143.00K | GBX6.81K/day | GBX- | GBX- | ▼ -880 days |
| 2024 | 901 days | GBX1.83 Million | GBX2.03K/day | GBX- | GBX- | ▼ -50072 days |
| 2023 | 50973 days | GBX3.21 Million | GBX63.01/day | GBX- | GBX717.00K | ▲ +40743 days |
| 2022 | 10230 days | GBX2.07 Million | GBX202.74/day | GBX- | GBX- | ▲ +9667 days |
| 2021 | 562 days | GBX1.19 Million | GBX2.11K/day | GBX- | GBX- | ▼ -275 days |
| 2020 | 838 days | GBX5.30 Million | GBX6.33K/day | GBX- | GBX4.00 Million | ▼ -370 days |
| 2019 | 1208 days | GBX3.48 Million | GBX2.88K/day | GBX- | GBX2.41 Million | ▲ +1060 days |
| 2019 | 148 days | GBX1.33 Million | GBX9.02K/day | GBX- | GBX- | — |