St. James's Place plc (STJ) — Defensive Interval Ratio

Latest as of June 2026: 105 days

St. James's Place plc (STJ) has a Defensive Interval Ratio of 105 days as of June 2026. Defensive assets of GBX1.20 Billion (cash GBX-, short-term investments GBX-, receivables GBX1.20 Billion) cover 105 days of daily cash needs of GBX11.36 Million/day.

Defensive Interval Ratio

105 days
Days of operational coverage

Defensive Assets

GBX1.20 Billion
Cash + ST Investments + Receivables

Daily Cash Need

GBX11.36 Million
Current Liabilities ÷ 365

Current Liabilities

GBX4.15 Billion
GBX

St. James's Place plc Defensive Interval Ratio (2013–2025)

This chart shows how St. James's Place plc's Defensive Interval Ratio has evolved across 13 annual periods from 2013 to 2025. As of June 2026, the ratio stands at 105 days, meaning defensive assets of GBX1.20 Billion can fund 105 days of operations without new revenue. For the complete balance sheet picture, see STJ total asset value.

Annual Defensive Interval Ratio for St. James's Place plc (2013–2025)

The table below presents the year-by-year Defensive Interval Ratio for St. James's Place plc from 2013 to 2025, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See STJ working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2025 283 days GBX1.59 Billion GBX5.60 Million/day GBX- GBX- ▲ +232 days
2024 51 days GBX1.58 Billion GBX30.93 Million/day GBX- GBX- ▼ -6902 days
2023 6953 days GBX159.94 Billion GBX23.00 Million/day GBX- GBX159.94 Billion ▲ +5260 days
2022 1693 days GBX8.35 Billion GBX4.93 Million/day GBX- GBX6.18 Billion ▼ -558 days
2021 2251 days GBX10.51 Billion GBX4.67 Million/day GBX- GBX7.59 Billion ▲ +1896 days
2020 355 days GBX1.72 Billion GBX4.85 Million/day GBX- GBX58.50 Million ▲ +31 days
2019 324 days GBX1.46 Billion GBX4.52 Million/day GBX- GBX76.70 Million ▲ +209 days
2018 115 days GBX1.68 Billion GBX14.58 Million/day GBX- GBX70.00 Million ▲ +72 days
2017 43 days GBX515.60 Million GBX12.01 Million/day GBX- GBX49.00 Million ▼ -2 days
2016 45 days GBX481.50 Million GBX10.65 Million/day GBX- GBX40.00 Million ▼ -20 days
2015 65 days GBX659.90 Million GBX10.15 Million/day GBX- GBX13.50 Million ▲ +57 days
2014 8 days GBX77.00 Million GBX9.55 Million/day GBX- GBX10.30 Million ▲ +1 days
2013 7 days GBX62.50 Million GBX9.28 Million/day GBX- GBX8.60 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)