TBC Bank Group PLC (TBCG) — Defensive Interval Ratio

Latest as of March 2025: 3 days

TBC Bank Group PLC (TBCG) has a Defensive Interval Ratio of 3 days as of March 2025. Defensive assets of GBX228.04 Million (cash GBX-, short-term investments GBX228.04 Million, receivables GBX-) cover 3 days of daily cash needs of GBX82.97 Million/day.

Defensive Interval Ratio

3 days
Days of operational coverage

Defensive Assets

GBX228.04 Million
Cash + ST Investments + Receivables

Daily Cash Need

GBX82.97 Million
Current Liabilities ÷ 365

Current Liabilities

GBX30.28 Billion
GBX

TBC Bank Group PLC Defensive Interval Ratio (2013–2024)

This chart shows how TBC Bank Group PLC's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of March 2025, the ratio stands at 3 days, meaning defensive assets of GBX228.04 Million can fund 3 days of operations without new revenue. For the complete balance sheet picture, see TBCG total assets.

Annual Defensive Interval Ratio for TBC Bank Group PLC (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for TBC Bank Group PLC from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See TBCG net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (GBX) Daily Cash Need Cash ST Investments Change (days)
2024 4 days GBX283.84 Million GBX65.93 Million/day GBX- GBX140.06 Million ▲ +30 days
2023 -26 days GBX-1.52 Billion GBX58.60 Million/day GBX- GBX-1.63 Billion ▼ -305 days
2022 279 days GBX55.93 Million GBX200.23K/day GBX- GBX- ▲ +281 days
2021 -2 days GBX-98.57 Million GBX49.54 Million/day GBX- GBX-215.60 Million ▼ -122 days
2020 120 days GBX13.55 Million GBX113.33K/day GBX- GBX- ▼ -210 days
2019 329 days GBX33.32 Million GBX101.22K/day GBX- GBX- ▲ +887 days
2018 -558 days GBX-66.39 Million GBX118.95K/day GBX- GBX-147.54 Million ▼ -1504 days
2017 946 days GBX109.06 Million GBX115.24K/day GBX- GBX32.39 Million ▼ -978 days
2016 1925 days GBX151.21 Million GBX78.57K/day GBX- GBX79.41 Million ▲ +766 days
2015 1159 days GBX134.08 Million GBX115.70K/day GBX- GBX127.05 Million ▼ -10489 days
2014 11648 days GBX591.79 Million GBX50.81K/day GBX- GBX568.01 Million ▲ +4381 days
2013 7267 days GBX620.67 Million GBX85.41K/day GBX- GBX618.18 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)