New York Mortgage Trust, Inc. (ADAM) — Defensive Interval Ratio
New York Mortgage Trust, Inc. (ADAM) has a Defensive Interval Ratio of 80 days as of March 2026. Defensive assets of $1.55 Billion (cash $-, short-term investments $1.47 Billion, receivables $77.23 Million) cover 80 days of daily cash needs of $19.23 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
New York Mortgage Trust, Inc. Defensive Interval Ratio (2021–2025)
This chart shows how New York Mortgage Trust, Inc.'s Defensive Interval Ratio has evolved across 5 annual periods from 2021 to 2025. As of March 2026, the ratio stands at 80 days, meaning defensive assets of $1.55 Billion can fund 80 days of operations without new revenue. For the complete balance sheet picture, see ADAM total assets.
Annual Defensive Interval Ratio for New York Mortgage Trust, Inc. (2021–2025)
The table below presents the year-by-year Defensive Interval Ratio for New York Mortgage Trust, Inc. from 2021 to 2025, covering 5 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital position of New York Mortgage Trust, Inc. to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 377 days | $6.98 Billion | $18.50 Million/day | $- | $6.90 Billion | ▲ +21 days |
| 2024 | 356 days | $3.98 Billion | $11.16 Million/day | $- | $3.83 Billion | ▲ +56 days |
| 2023 | 300 days | $2.08 Billion | $6.93 Million/day | $- | $2.01 Billion | ▲ +224 days |
| 2022 | 76 days | $160.36 Million | $2.12 Million/day | $- | $99.56 Million | ▼ -89 days |
| 2021 | 165 days | $270.67 Million | $1.64 Million/day | $- | $200.84 Million | — |