Donegal Group A Inc (DGICA) — Defensive Interval Ratio

Latest as of December 2025: 229 days

Donegal Group A Inc (DGICA) has a Defensive Interval Ratio of 229 days as of December 2025. Defensive assets of $1.09 Billion (cash $-, short-term investments $494.38 Million, receivables $597.63 Million) cover 229 days of daily cash needs of $4.76 Million/day. Check DGICA tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

229 days
Days of operational coverage

Defensive Assets

$1.09 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$4.76 Million
Current Liabilities ÷ 365

Current Liabilities

$1.74 Billion
USD

Donegal Group A Inc Defensive Interval Ratio (1989–2025)

This chart shows how Donegal Group A Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2025. As of December 2025, the ratio stands at 229 days, meaning defensive assets of $1.09 Billion can fund 229 days of operations without new revenue. Also explore DGICA shareholders equity momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Donegal Group A Inc (1989–2025)

The table below presents the year-by-year Defensive Interval Ratio for Donegal Group A Inc from 1989 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Donegal Group A Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 229 days $1.09 Billion $4.76 Million/day $- $494.38 Million ▼ -29 days
2024 259 days $1.26 Billion $4.88 Million/day $- $642.45 Million ▼ -1 days
2023 259 days $1.26 Billion $4.87 Million/day $- $621.65 Million ▲ +3 days
2022 256 days $1.23 Billion $4.80 Million/day $- $581.11 Million ▼ -3 days
2021 259 days $1.20 Billion $4.65 Million/day $- $545.32 Million ▼ -4531 days
2020 4789 days $1.16 Billion $241.74K/day $- $576.04 Million ▲ +4778 days
2019 12 days $1.11 Billion $96.13 Million/day $- $578.98 Million ▼ -5966 days
2018 5978 days $1.06 Billion $177.77K/day $- $543.31 Million ▲ +5974 days
2017 4 days $730.52 Million $191.60 Million/day $- $550.00 Million ▼ -1 days
2016 5 days $946.86 Million $192.08 Million/day $- $524.45 Million ▲ +1 days
2015 4 days $915.82 Million $227.59 Million/day $- $514.83 Million ▼ -2 days
2014 6 days $842.39 Million $148.17 Million/day $- $455.44 Million ▼ -5 days
2013 10 days $1.69 Billion $162.12 Million/day $- $503.33 Million ▼ -5809 days
2012 5820 days $1.05 Billion $180.66K/day $- $718.34 Million ▲ +5818 days
2011 2 days $359.17 Million $156.61 Million/day $- $40.46 Million ▼ -922 days
2010 924 days $138.62 Million $150.02K/day $- $40.78 Million ▼ -5345 days
2009 6269 days $117.29 Million $18.71K/day $- $56.10 Million ▼ -7819 days
2008 14088 days $130.74 Million $9.28K/day $- $71.95 Million ▼ -10357 days
2007 24445 days $121.89 Million $4.99K/day $- $70.25 Million ▲ +10379 days
2006 14066 days $190.11 Million $13.52K/day $- $41.48 Million ▼ -1193 days
2005 15259 days $173.23 Million $11.35K/day $- $30.65 Million ▼ -6735 days
2004 21994 days $194.97 Million $8.86K/day $- $47.37 Million ▼ -1077 days
2003 23071 days $189.89 Million $8.23K/day $- $78.34 Million ▲ +17942 days
2002 5129 days $138.52 Million $27.01K/day $- $29.03 Million ▲ +3820 days
2001 1309 days $116.36 Million $88.92K/day $- $24.07 Million ▲ +459 days
2000 850 days $95.38 Million $112.22K/day $- $18.58 Million ▲ +70 days
1999 780 days $88.25 Million $113.19K/day $- $16.00 Million ▼ -100 days
1998 880 days $99.24 Million $112.83K/day $- $30.52 Million ▼ -7649 days
1997 8528 days $75.56 Million $8.86K/day $- $22.71 Million ▲ +5163 days
1996 3365 days $32.21 Million $9.57K/day $- $21.21 Million ▼ -3382 days
1995 6747 days $57.78 Million $8.56K/day $- $14.50 Million ▲ +6244 days
1992 503 days $6.20 Million $12.33K/day $- $- ▼ -20 days
1991 523 days $5.30 Million $10.14K/day $- $- ▲ +109 days
1990 414 days $4.20 Million $10.14K/day $- $- ▲ +36 days
1989 379 days $2.80 Million $7.40K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)