Donegal Group A Inc (DGICA) — Defensive Interval Ratio
Donegal Group A Inc (DGICA) has a Defensive Interval Ratio of 226 days as of March 2026. Defensive assets of $1.11 Billion (cash $-, short-term investments $475.39 Million, receivables $634.05 Million) cover 226 days of daily cash needs of $4.91 Million/day. See how liquid is Donegal Group A Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Donegal Group A Inc Defensive Interval Ratio (1989–2025)
This chart shows how Donegal Group A Inc's Defensive Interval Ratio has evolved across 35 annual periods from 1989 to 2025. As of March 2026, the ratio stands at 226 days, meaning defensive assets of $1.11 Billion can fund 226 days of operations without new revenue. See DGICA equity financing ratio to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Donegal Group A Inc (1989–2025)
The table below presents the year-by-year Defensive Interval Ratio for Donegal Group A Inc from 1989 to 2025, covering 35 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see market value of Donegal Group A Inc.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 229 days | $1.09 Billion | $4.76 Million/day | $- | $494.38 Million | ▼ -29 days |
| 2024 | 259 days | $1.26 Billion | $4.88 Million/day | $- | $642.45 Million | ▼ -1 days |
| 2023 | 259 days | $1.26 Billion | $4.87 Million/day | $- | $621.65 Million | ▲ +3 days |
| 2022 | 256 days | $1.23 Billion | $4.80 Million/day | $- | $581.11 Million | ▼ -3 days |
| 2021 | 259 days | $1.20 Billion | $4.65 Million/day | $- | $545.32 Million | ▼ -4531 days |
| 2020 | 4789 days | $1.16 Billion | $241.74K/day | $- | $576.04 Million | ▲ +4778 days |
| 2019 | 12 days | $1.11 Billion | $96.13 Million/day | $- | $578.98 Million | ▼ -5966 days |
| 2018 | 5978 days | $1.06 Billion | $177.77K/day | $- | $543.31 Million | ▲ +5974 days |
| 2017 | 4 days | $730.52 Million | $191.60 Million/day | $- | $550.00 Million | ▼ -1 days |
| 2016 | 5 days | $946.86 Million | $192.08 Million/day | $- | $524.45 Million | ▲ +1 days |
| 2015 | 4 days | $915.82 Million | $227.59 Million/day | $- | $514.83 Million | ▼ -2 days |
| 2014 | 6 days | $842.39 Million | $148.17 Million/day | $- | $455.44 Million | ▼ -5 days |
| 2013 | 10 days | $1.69 Billion | $162.12 Million/day | $- | $503.33 Million | ▼ -5809 days |
| 2012 | 5820 days | $1.05 Billion | $180.66K/day | $- | $718.34 Million | ▲ +5818 days |
| 2011 | 2 days | $359.17 Million | $156.61 Million/day | $- | $40.46 Million | ▼ -922 days |
| 2010 | 924 days | $138.62 Million | $150.02K/day | $- | $40.78 Million | ▼ -5345 days |
| 2009 | 6269 days | $117.29 Million | $18.71K/day | $- | $56.10 Million | ▼ -7819 days |
| 2008 | 14088 days | $130.74 Million | $9.28K/day | $- | $71.95 Million | ▼ -10357 days |
| 2007 | 24445 days | $121.89 Million | $4.99K/day | $- | $70.25 Million | ▲ +10379 days |
| 2006 | 14066 days | $190.11 Million | $13.52K/day | $- | $41.48 Million | ▼ -1193 days |
| 2005 | 15259 days | $173.23 Million | $11.35K/day | $- | $30.65 Million | ▼ -6735 days |
| 2004 | 21994 days | $194.97 Million | $8.86K/day | $- | $47.37 Million | ▼ -1077 days |
| 2003 | 23071 days | $189.89 Million | $8.23K/day | $- | $78.34 Million | ▲ +17942 days |
| 2002 | 5129 days | $138.52 Million | $27.01K/day | $- | $29.03 Million | ▲ +3820 days |
| 2001 | 1309 days | $116.36 Million | $88.92K/day | $- | $24.07 Million | ▲ +459 days |
| 2000 | 850 days | $95.38 Million | $112.22K/day | $- | $18.58 Million | ▲ +70 days |
| 1999 | 780 days | $88.25 Million | $113.19K/day | $- | $16.00 Million | ▼ -100 days |
| 1998 | 880 days | $99.24 Million | $112.83K/day | $- | $30.52 Million | ▼ -7649 days |
| 1997 | 8528 days | $75.56 Million | $8.86K/day | $- | $22.71 Million | ▲ +5163 days |
| 1996 | 3365 days | $32.21 Million | $9.57K/day | $- | $21.21 Million | ▼ -3382 days |
| 1995 | 6747 days | $57.78 Million | $8.56K/day | $- | $14.50 Million | ▲ +6244 days |
| 1992 | 503 days | $6.20 Million | $12.33K/day | $- | $- | ▼ -20 days |
| 1991 | 523 days | $5.30 Million | $10.14K/day | $- | $- | ▲ +109 days |
| 1990 | 414 days | $4.20 Million | $10.14K/day | $- | $- | ▲ +36 days |
| 1989 | 379 days | $2.80 Million | $7.40K/day | $- | $- | — |