FB Bancorp, Inc. Common Stock (FBLA) — Defensive Interval Ratio

Latest as of March 2026: 143 days

FB Bancorp, Inc. Common Stock (FBLA) has a Defensive Interval Ratio of 143 days as of March 2026. Defensive assets of $344.77 Million (cash $-, short-term investments $339.34 Million, receivables $5.43 Million) cover 143 days of daily cash needs of $2.42 Million/day.

Defensive Interval Ratio

143 days
Days of operational coverage

Defensive Assets

$344.77 Million
Cash + ST Investments + Receivables

Daily Cash Need

$2.42 Million
Current Liabilities ÷ 365

Current Liabilities

$882.96 Million
USD

FB Bancorp, Inc. Common Stock Defensive Interval Ratio (2022–2025)

This chart shows how FB Bancorp, Inc. Common Stock's Defensive Interval Ratio has evolved across 4 annual periods from 2022 to 2025. As of March 2026, the ratio stands at 143 days, meaning defensive assets of $344.77 Million can fund 143 days of operations without new revenue. For the complete balance sheet picture, see FBLA total assets.

Annual Defensive Interval Ratio for FB Bancorp, Inc. Common Stock (2022–2025)

The table below presents the year-by-year Defensive Interval Ratio for FB Bancorp, Inc. Common Stock from 2022 to 2025, covering 4 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of FB Bancorp, Inc. Common Stock to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 141 days $326.13 Million $2.31 Million/day $- $320.45 Million ▲ +93 days
2024 48 days $105.85 Million $2.19 Million/day $- $100.12 Million ▲ +8 days
2023 40 days $85.40 Million $2.11 Million/day $- $79.90 Million ▼ -74 days
2022 115 days $248.78 Million $2.17 Million/day $- $244.12 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)