Fathom Holdings Inc (FTHM) — Defensive Interval Ratio

Latest as of June 2026: 205 days

Fathom Holdings Inc (FTHM) has a Defensive Interval Ratio of 205 days as of June 2026. Defensive assets of $25.23 Million (cash $-, short-term investments $17.28 Million, receivables $7.95 Million) cover 205 days of daily cash needs of $122.82K/day.

Defensive Interval Ratio

205 days
Days of operational coverage

Defensive Assets

$25.23 Million
Cash + ST Investments + Receivables

Daily Cash Need

$122.82K
Current Liabilities ÷ 365

Current Liabilities

$44.83 Million
USD

Fathom Holdings Inc Defensive Interval Ratio (2017–2025)

This chart shows how Fathom Holdings Inc's Defensive Interval Ratio has evolved across 9 annual periods from 2017 to 2025. As of June 2026, the ratio stands at 205 days, meaning defensive assets of $25.23 Million can fund 205 days of operations without new revenue. For the complete balance sheet picture, see FTHM asset base.

Annual Defensive Interval Ratio for Fathom Holdings Inc (2017–2025)

The table below presents the year-by-year Defensive Interval Ratio for Fathom Holdings Inc from 2017 to 2025, covering 9 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Fathom Holdings Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 239 days $22.20 Million $92.87K/day $- $- ▲ +104 days
2024 135 days $7.15 Million $53.10K/day $- $- ▲ +60 days
2023 75 days $3.35 Million $44.80K/day $- $- ▼ -15 days
2022 90 days $3.07 Million $34.24K/day $- $- ▲ +21 days
2021 69 days $3.98 Million $57.73K/day $- $- ▼ -48 days
2020 117 days $1.59 Million $13.67K/day $- $- ▲ +35 days
2019 82 days $660.90K $8.05K/day $- $- ▼ -215 days
2018 297 days $2.49 Million $8.36K/day $- $- ▼ -91 days
2017 388 days $2.30 Million $5.93K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)