iSpecimen Inc (ISPC) — Defensive Interval Ratio

Latest as of June 2026: 1 days

iSpecimen Inc (ISPC) has a Defensive Interval Ratio of 1 days as of June 2026. Defensive assets of $21.26K (cash $-, short-term investments $-, receivables $21.26K) cover 1 days of daily cash needs of $15.01K/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

$21.26K
Cash + ST Investments + Receivables

Daily Cash Need

$15.01K
Current Liabilities ÷ 365

Current Liabilities

$5.48 Million
USD

iSpecimen Inc Defensive Interval Ratio (2018–2025)

This chart shows how iSpecimen Inc's Defensive Interval Ratio has evolved across 8 annual periods from 2018 to 2025. As of June 2026, the ratio stands at 1 days, meaning defensive assets of $21.26K can fund 1 days of operations without new revenue. For the complete balance sheet picture, see ISPC total asset value.

Annual Defensive Interval Ratio for iSpecimen Inc (2018–2025)

The table below presents the year-by-year Defensive Interval Ratio for iSpecimen Inc from 2018 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is iSpecimen Inc's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 3 days $48.30K $17.07K/day $- $- ▼ -89 days
2024 91 days $1.44 Million $15.81K/day $- $0.00 ▼ -247 days
2023 338 days $5.60 Million $16.57K/day $- $2.66 Million ▲ +3 days
2022 335 days $3.93 Million $11.73K/day $- $0.00 ▼ -377 days
2021 711 days $4.88 Million $6.86K/day $- $- ▲ +672 days
2020 39 days $2.36 Million $60.65K/day $- $- ▲ +7 days
2019 32 days $1.39 Million $43.18K/day $- $- ▼ -1 days
2018 33 days $1.03 Million $30.95K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)