Northeast Community Bancorp Inc (NECB) — Defensive Interval Ratio

Latest as of December 2025: 18 days

Northeast Community Bancorp Inc (NECB) has a Defensive Interval Ratio of 18 days as of December 2025. Defensive assets of $13.56 Million (cash $-, short-term investments $1.33 Million, receivables $12.23 Million) cover 18 days of daily cash needs of $745.00K/day. Check NECB tangible net assets ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

18 days
Days of operational coverage

Defensive Assets

$13.56 Million
Cash + ST Investments + Receivables

Daily Cash Need

$745.00K
Current Liabilities ÷ 365

Current Liabilities

$271.92 Million
USD

Northeast Community Bancorp Inc Defensive Interval Ratio (2004–2024)

This chart shows how Northeast Community Bancorp Inc's Defensive Interval Ratio has evolved across 21 annual periods from 2004 to 2024. As of December 2025, the ratio stands at 18 days, meaning defensive assets of $13.56 Million can fund 18 days of operations without new revenue. Also explore Northeast Community Bancorp Inc net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Northeast Community Bancorp Inc (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for Northeast Community Bancorp Inc from 2004 to 2024, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Northeast Community Bancorp Inc market capitalisation.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2024 3 days $14.85 Million $4.58 Million/day $- $1.37 Million ▲ +0 days
2023 3 days $12.21 Million $3.84 Million/day $- $-100.00K ▲ +0 days
2022 3 days $8.60 Million $3.07 Million/day $- $1.00K ▲ +1 days
2021 2 days $4.28 Million $2.54 Million/day $- $1.00K ▼ 0 days
2020 2 days $3.84 Million $2.11 Million/day $- $2.00K ▼ 0 days
2019 2 days $3.96 Million $2.13 Million/day $- $5.00K ▼ -5 days
2018 7 days $12.90 Million $1.88 Million/day $- $8.77 Million ▼ -1 days
2017 8 days $10.12 Million $1.28 Million/day $- $6.93 Million ▲ +4 days
2016 4 days $6.50 Million $1.49 Million/day $- $3.95 Million ▲ +3 days
2015 2 days $1.95 Million $1.16 Million/day $- $35.00K ▲ +0 days
2014 1 days $1.49 Million $1.02 Million/day $- $40.00K ▼ 0 days
2013 2 days $1.38 Million $890.98K/day $- $113.00K ▲ +0 days
2012 1 days $1.10 Million $871.56K/day $- $129.00K ▼ 0 days
2011 2 days $1.65 Million $968.87K/day $- $149.00K ▼ -50 days
2010 52 days $46.65 Million $895.42K/day $- $44.95 Million ▼ -40 days
2009 92 days $95.92 Million $1.04 Million/day $- $93.99 Million ▲ +41 days
2008 51 days $36.45 Million $717.56K/day $- $34.66 Million ▼ -10 days
2007 61 days $38.61 Million $636.12K/day $- $37.27 Million ▼ -7 days
2006 68 days $35.20 Million $519.83K/day $- $34.10 Million ▲ +20 days
2005 48 days $25.46 Million $533.38K/day $- $24.46 Million ▼ -40 days
2004 88 days $47.06 Million $534.50K/day $- $46.18 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)