The Motor & General Finance Limited (MOTOGENFIN) — Defensive Interval Ratio
The Motor & General Finance Limited (MOTOGENFIN) has a Defensive Interval Ratio of 3 days as of March 2026. Defensive assets of Rs6.55 Million (cash Rs-, short-term investments Rs5.00K, receivables Rs6.54 Million) cover 3 days of daily cash needs of Rs2.20 Million/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
The Motor & General Finance Limited Defensive Interval Ratio (2014–2026)
This chart shows how The Motor & General Finance Limited's Defensive Interval Ratio has evolved across 13 annual periods from 2014 to 2026. As of March 2026, the ratio stands at 3 days, meaning defensive assets of Rs6.55 Million can fund 3 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of The Motor & General Finance Limited.
Annual Defensive Interval Ratio for The Motor & General Finance Limited (2014–2026)
The table below presents the year-by-year Defensive Interval Ratio for The Motor & General Finance Limited from 2014 to 2026, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See working capital to net assets of The Motor & General Finance Limited to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2026 | 3 days | Rs6.55 Million | Rs2.20 Million/day | Rs- | Rs5.00K | ▼ -3 days |
| 2025 | 6 days | Rs9.64 Million | Rs1.58 Million/day | Rs1.15 Million | Rs84.00K | ▲ +2 days |
| 2024 | 4 days | Rs7.32 Million | Rs1.64 Million/day | Rs3.14 Million | Rs1.84 Million | ▲ +1 days |
| 2023 | 4 days | Rs6.24 Million | Rs1.67 Million/day | Rs2.58 Million | Rs2.04 Million | ▼ -1 days |
| 2022 | 5 days | Rs8.66 Million | Rs1.72 Million/day | Rs499.00K | Rs1.96 Million | ▼ -2 days |
| 2021 | 7 days | Rs12.01 Million | Rs1.72 Million/day | Rs524.87K | Rs1.75 Million | ▼ -12 days |
| 2020 | 19 days | Rs18.51 Million | Rs979.36K/day | Rs535.74K | Rs1.39 Million | ▲ +1063 days |
| 2019 | -1044 days | Rs-949.07 Million | Rs908.74K/day | Rs3.06 Million | Rs268.50K | ▼ -326 days |
| 2018 | -718 days | Rs-988.45 Million | Rs1.38 Million/day | Rs3.75 Million | Rs268.50K | ▼ -702 days |
| 2017 | -16 days | Rs-14.28 Million | Rs866.12K/day | Rs13.47 Million | Rs1.40 Million | ▼ -245 days |
| 2016 | 229 days | Rs199.35 Million | Rs872.32K/day | Rs- | Rs9.53 Million | ▼ -7 days |
| 2015 | 235 days | Rs189.43 Million | Rs804.46K/day | Rs- | Rs1.26 Million | ▲ +232 days |
| 2014 | 3 days | Rs6.82 Million | Rs2.05 Million/day | Rs- | Rs- | — |