The Motor & General Finance Limited (MOTOGENFIN) — Defensive Interval Ratio
The Motor & General Finance Limited (MOTOGENFIN) has a Defensive Interval Ratio of 5 days as of September 2025. Defensive assets of Rs8.46 Million (cash Rs5.02 Million, short-term investments Rs1.00K, receivables Rs3.44 Million) cover 5 days of daily cash needs of Rs1.58 Million/day. Check tangible net worth ratio of The Motor & General Finance Limited to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
The Motor & General Finance Limited Defensive Interval Ratio (2014–2025)
This chart shows how The Motor & General Finance Limited's Defensive Interval Ratio has evolved across 12 annual periods from 2014 to 2025. As of September 2025, the ratio stands at 5 days, meaning defensive assets of Rs8.46 Million can fund 5 days of operations without new revenue. Also explore MOTOGENFIN net asset momentum to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for The Motor & General Finance Limited (2014–2025)
The table below presents the year-by-year Defensive Interval Ratio for The Motor & General Finance Limited from 2014 to 2025, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see The Motor & General Finance Limited (MOTOGENFIN) market capitalisation.
| Year | DIR (days) | Defensive Assets (INR) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 6 days | Rs9.64 Million | Rs1.58 Million/day | Rs1.15 Million | Rs84.00K | ▲ +2 days |
| 2024 | 4 days | Rs7.32 Million | Rs1.64 Million/day | Rs3.14 Million | Rs1.84 Million | ▲ +1 days |
| 2023 | 4 days | Rs6.24 Million | Rs1.67 Million/day | Rs2.58 Million | Rs2.04 Million | ▼ -1 days |
| 2022 | 5 days | Rs8.66 Million | Rs1.72 Million/day | Rs499.00K | Rs1.96 Million | ▼ -2 days |
| 2021 | 7 days | Rs12.01 Million | Rs1.72 Million/day | Rs524.87K | Rs1.75 Million | ▼ -12 days |
| 2020 | 19 days | Rs18.51 Million | Rs979.36K/day | Rs535.74K | Rs1.39 Million | ▲ +1063 days |
| 2019 | -1044 days | Rs-949.07 Million | Rs908.74K/day | Rs3.06 Million | Rs268.50K | ▼ -326 days |
| 2018 | -718 days | Rs-988.45 Million | Rs1.38 Million/day | Rs3.75 Million | Rs268.50K | ▼ -702 days |
| 2017 | -16 days | Rs-14.28 Million | Rs866.12K/day | Rs13.47 Million | Rs1.40 Million | ▼ -245 days |
| 2016 | 229 days | Rs199.35 Million | Rs872.32K/day | Rs- | Rs9.53 Million | ▼ -7 days |
| 2015 | 235 days | Rs189.43 Million | Rs804.46K/day | Rs- | Rs1.26 Million | ▲ +232 days |
| 2014 | 3 days | Rs6.82 Million | Rs2.05 Million/day | Rs- | Rs- | — |