VLS Finance Limited (VLSFINANCE) — Defensive Interval Ratio

Latest as of September 2025: 3017 days

VLS Finance Limited (VLSFINANCE) has a Defensive Interval Ratio of 3017 days as of September 2025. Defensive assets of Rs452.40 Million (cash Rs168.65 Million, short-term investments Rs168.65 Million, receivables Rs115.10 Million) cover 3017 days of daily cash needs of Rs149.93K/day. Check VLSFINANCE goodwill-adjusted equity ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

3017 days
Days of operational coverage

Defensive Assets

Rs452.40 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs149.93K
Current Liabilities ÷ 365

Current Liabilities

Rs54.73 Million
INR

VLS Finance Limited Defensive Interval Ratio (2011–2025)

This chart shows how VLS Finance Limited's Defensive Interval Ratio has evolved across 15 annual periods from 2011 to 2025. As of September 2025, the ratio stands at 3017 days, meaning defensive assets of Rs452.40 Million can fund 3017 days of operations without new revenue. Also explore net asset growth rate of VLS Finance Limited to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for VLS Finance Limited (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for VLS Finance Limited from 2011 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see VLS Finance Limited (VLSFINANCE) market capitalisation.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2025 13510 days Rs433.86 Million Rs32.12K/day Rs159.95 Million Rs159.95 Million ▲ +3046 days
2024 10463 days Rs1.91 Billion Rs182.67K/day Rs139.48 Million Rs1.77 Billion ▼ -80595 days
2023 91058 days Rs1.09 Billion Rs11.96K/day Rs597.07 Million Rs151.87 Million ▲ +83128 days
2022 7930 days Rs2.12 Billion Rs267.58K/day Rs780.87 Million Rs1.17 Billion ▼ -14793 days
2021 22723 days Rs1.99 Billion Rs87.56K/day Rs1.09 Billion Rs860.44 Million ▲ +13285 days
2020 9438 days Rs981.77 Million Rs104.02K/day Rs215.65 Million Rs616.84 Million ▲ +8527 days
2019 911 days Rs357.91 Million Rs392.76K/day Rs173.19 Million Rs10.84 Million ▼ -28 days
2018 940 days Rs145.30 Million Rs154.62K/day Rs139.66 Million Rs- ▲ +474 days
2017 465 days Rs92.86 Million Rs199.51K/day Rs89.67 Million Rs- ▼ -2622 days
2016 3088 days Rs1.61 Billion Rs522.84K/day Rs- Rs1.45 Billion ▲ +2279 days
2015 809 days Rs83.10 Million Rs102.73K/day Rs- Rs- ▲ +731 days
2014 78 days Rs8.60 Million Rs110.07K/day Rs- Rs- ▼ -130775 days
2013 130853 days Rs910.18 Million Rs6.96K/day Rs- Rs- ▲ +127151 days
2012 3702 days Rs852.04 Million Rs230.16K/day Rs- Rs- ▲ +2579 days
2011 1123 days Rs871.94 Million Rs776.70K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)