VLS Finance Limited (VLSFINANCE) — Defensive Interval Ratio

Latest as of March 2026: 627 days

VLS Finance Limited (VLSFINANCE) has a Defensive Interval Ratio of 627 days as of March 2026. Defensive assets of Rs364.64 Million (cash Rs-, short-term investments Rs163.06 Million, receivables Rs201.58 Million) cover 627 days of daily cash needs of Rs581.16K/day.

Defensive Interval Ratio

627 days
Days of operational coverage

Defensive Assets

Rs364.64 Million
Cash + ST Investments + Receivables

Daily Cash Need

Rs581.16K
Current Liabilities ÷ 365

Current Liabilities

Rs212.12 Million
INR

VLS Finance Limited Defensive Interval Ratio (2011–2026)

This chart shows how VLS Finance Limited's Defensive Interval Ratio has evolved across 16 annual periods from 2011 to 2026. As of March 2026, the ratio stands at 627 days, meaning defensive assets of Rs364.64 Million can fund 627 days of operations without new revenue. For the complete balance sheet picture, see balance sheet size of VLS Finance Limited.

Annual Defensive Interval Ratio for VLS Finance Limited (2011–2026)

The table below presents the year-by-year Defensive Interval Ratio for VLS Finance Limited from 2011 to 2026, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See VLS Finance Limited current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (INR) Daily Cash Need Cash ST Investments Change (days)
2026 627 days Rs364.64 Million Rs581.16K/day Rs- Rs163.06 Million ▼ -12882 days
2025 13510 days Rs433.86 Million Rs32.12K/day Rs159.95 Million Rs159.95 Million ▲ +3046 days
2024 10463 days Rs1.91 Billion Rs182.67K/day Rs139.48 Million Rs1.77 Billion ▼ -80595 days
2023 91058 days Rs1.09 Billion Rs11.96K/day Rs597.07 Million Rs151.87 Million ▲ +83128 days
2022 7930 days Rs2.12 Billion Rs267.58K/day Rs780.87 Million Rs1.17 Billion ▼ -14793 days
2021 22723 days Rs1.99 Billion Rs87.56K/day Rs1.09 Billion Rs860.44 Million ▲ +13285 days
2020 9438 days Rs981.77 Million Rs104.02K/day Rs215.65 Million Rs616.84 Million ▲ +8527 days
2019 911 days Rs357.91 Million Rs392.76K/day Rs173.19 Million Rs10.84 Million ▼ -28 days
2018 940 days Rs145.30 Million Rs154.62K/day Rs139.66 Million Rs- ▲ +474 days
2017 465 days Rs92.86 Million Rs199.51K/day Rs89.67 Million Rs- ▼ -2622 days
2016 3088 days Rs1.61 Billion Rs522.84K/day Rs- Rs1.45 Billion ▲ +2279 days
2015 809 days Rs83.10 Million Rs102.73K/day Rs- Rs- ▲ +731 days
2014 78 days Rs8.60 Million Rs110.07K/day Rs- Rs- ▼ -130775 days
2013 130853 days Rs910.18 Million Rs6.96K/day Rs- Rs- ▲ +127151 days
2012 3702 days Rs852.04 Million Rs230.16K/day Rs- Rs- ▲ +2579 days
2011 1123 days Rs871.94 Million Rs776.70K/day Rs- Rs- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)