Ares Commercial Real Estate (ACRE) — Defensive Interval Ratio

Latest as of June 2026: 105 days

Ares Commercial Real Estate (ACRE) has a Defensive Interval Ratio of 105 days as of June 2026. Defensive assets of $17.50 Million (cash $-, short-term investments $-, receivables $17.50 Million) cover 105 days of daily cash needs of $167.40K/day.

Defensive Interval Ratio

105 days
Days of operational coverage

Defensive Assets

$17.50 Million
Cash + ST Investments + Receivables

Daily Cash Need

$167.40K
Current Liabilities ÷ 365

Current Liabilities

$61.10 Million
USD

Ares Commercial Real Estate Defensive Interval Ratio (2011–2025)

This chart shows how Ares Commercial Real Estate's Defensive Interval Ratio has evolved across 15 annual periods from 2011 to 2025. As of June 2026, the ratio stands at 105 days, meaning defensive assets of $17.50 Million can fund 105 days of operations without new revenue. For the complete balance sheet picture, see how large is Ares Commercial Real Estate's balance sheet.

Annual Defensive Interval Ratio for Ares Commercial Real Estate (2011–2025)

The table below presents the year-by-year Defensive Interval Ratio for Ares Commercial Real Estate from 2011 to 2025, covering 15 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See how liquid is Ares Commercial Real Estate's working capital to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 7 days $17.77 Million $2.39 Million/day $- $0.00 ▼ -1466 days
2024 1474 days $1.53 Billion $1.04 Million/day $- $8.68 Million ▲ +528 days
2023 945 days $63.75 Million $67.45K/day $- $28.06 Million ▲ +385 days
2022 561 days $160.41 Million $286.19K/day $- $27.94 Million ▲ +501 days
2021 60 days $134.16 Million $2.25 Million/day $- $2.98 Million ▼ -2178 days
2020 2238 days $1.79 Billion $800.47K/day $- $- ▲ +2211 days
2019 28 days $42.41 Million $1.54 Million/day $- $- ▼ -35342 days
2018 35370 days $52.42 Million $1.48K/day $- $- ▲ +35369 days
2017 1 days $1.32 Million $2.04 Million/day $- $379.00K ▲ +0 days
2016 0 days $578.00K $1.59 Million/day $- $375.00K ▼ -82 days
2015 82 days $68.68 Million $837.27K/day $- $30.38 Million ▲ +65 days
2014 17 days $24.99 Million $1.44 Million/day $- $3.20 Million ▲ +8 days
2013 9 days $6.58 Million $725.49K/day $- $4.03 Million ▼ -7 days
2012 16 days $4.96 Million $312.01K/day $- $3.21 Million ▲ +15 days
2011 1 days $3.00K $2.60K/day $- $-
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)