Avidia Bancorp, Inc. (AVBC) — Defensive Interval Ratio
Avidia Bancorp, Inc. (AVBC) has a Defensive Interval Ratio of 37 days as of December 2025. Defensive assets of $138.09 Million (cash $-, short-term investments $129.55 Million, receivables $8.54 Million) cover 37 days of daily cash needs of $3.78 Million/day. Check tangible equity quality of Avidia Bancorp, Inc. to evaluate the tangible quality of the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Avidia Bancorp, Inc. Defensive Interval Ratio (2023–2025)
This chart shows how Avidia Bancorp, Inc.'s Defensive Interval Ratio has evolved across 3 annual periods from 2023 to 2025. As of December 2025, the ratio stands at 37 days, meaning defensive assets of $138.09 Million can fund 37 days of operations without new revenue. Also explore AVBC net assets growth trend to track the company's year-over-year net asset growth rate.
Annual Defensive Interval Ratio for Avidia Bancorp, Inc. (2023–2025)
The table below presents the year-by-year Defensive Interval Ratio for Avidia Bancorp, Inc. from 2023 to 2025, covering 3 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see AVBC market cap.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 37 days | $138.09 Million | $3.78 Million/day | $- | $129.55 Million | ▼ -9 days |
| 2024 | 45 days | $275.83 Million | $6.11 Million/day | $- | $266.93 Million | ▲ +2 days |
| 2023 | 43 days | $257.11 Million | $6.02 Million/day | $- | $248.49 Million | — |