Banco Santander Brasil SA ADR (BSBR) — Defensive Interval Ratio
Banco Santander Brasil SA ADR (BSBR) has a Defensive Interval Ratio of 26 days as of March 2026. Defensive assets of $58.63 Billion (cash $-, short-term investments $58.63 Billion, receivables $-) cover 26 days of daily cash needs of $2.23 Billion/day.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Banco Santander Brasil SA ADR Defensive Interval Ratio (2005–2025)
This chart shows how Banco Santander Brasil SA ADR's Defensive Interval Ratio has evolved across 21 annual periods from 2005 to 2025. As of March 2026, the ratio stands at 26 days, meaning defensive assets of $58.63 Billion can fund 26 days of operations without new revenue. For the complete balance sheet picture, see Banco Santander Brasil SA ADR balance sheet assets.
Annual Defensive Interval Ratio for Banco Santander Brasil SA ADR (2005–2025)
The table below presents the year-by-year Defensive Interval Ratio for Banco Santander Brasil SA ADR from 2005 to 2025, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BSBR working capital efficiency to evaluate short-term liquidity relative to the company's equity base.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 32 days | $69.45 Billion | $2.19 Billion/day | $- | $69.45 Billion | ▼ -17 days |
| 2024 | 49 days | $109.05 Billion | $2.23 Billion/day | $- | $92.08 Billion | ▲ +13 days |
| 2023 | 36 days | $72.83 Billion | $2.02 Billion/day | $- | $59.05 Billion | ▼ -71 days |
| 2022 | 107 days | $155.05 Billion | $1.45 Billion/day | $- | $140.26 Billion | ▼ -26 days |
| 2021 | 133 days | $180.89 Billion | $1.36 Billion/day | $- | $171.81 Billion | ▲ +48 days |
| 2020 | 85 days | $116.80 Billion | $1.38 Billion/day | $- | $109.74 Billion | ▼ -45 days |
| 2019 | 129 days | $101.05 Billion | $782.13 Million/day | $- | $96.12 Billion | ▲ +20 days |
| 2018 | 109 days | $90.88 Billion | $834.28 Million/day | $- | $85.44 Billion | ▲ +15 days |
| 2017 | 94 days | $89.87 Billion | $952.45 Million/day | $- | $85.82 Billion | ▲ +34 days |
| 2016 | 60 days | $64.38 Billion | $1.07 Billion/day | $- | $57.82 Billion | ▼ -34 days |
| 2015 | 94 days | $73.87 Billion | $789.66 Million/day | $- | $68.27 Billion | ▼ -27 days |
| 2014 | 121 days | $80.19 Billion | $664.82 Million/day | $- | $75.16 Billion | ▲ +35 days |
| 2013 | 86 days | $50.65 Billion | $591.34 Million/day | $- | $46.29 Billion | ▼ -5 days |
| 2012 | 91 days | $48.92 Billion | $536.75 Million/day | $- | $44.15 Billion | ▼ -5 days |
| 2011 | 96 days | $47.65 Billion | $497.13 Million/day | $- | $44.61 Billion | ▼ -8 days |
| 2010 | 104 days | $49.47 Billion | $477.75 Million/day | $- | $47.21 Billion | ▲ +71 days |
| 2009 | 33 days | $15.73 Billion | $479.65 Million/day | $- | $13.57 Billion | ▲ +14 days |
| 2008 | 19 days | $9.99 Billion | $530.20 Million/day | $- | $8.84 Billion | ▼ -290 days |
| 2007 | 308 days | $32.84 Billion | $106.49 Million/day | $- | $11.70 Billion | ▲ +129 days |
| 2006 | 179 days | $15.63 Billion | $87.11 Million/day | $- | $- | ▼ -121 days |
| 2005 | 301 days | $991.39 Million | $3.30 Million/day | $- | $991.39 Million | — |