Granite Point Mortgage Trust Inc (GPMT) — Defensive Interval Ratio

Latest as of June 2026: 2 days

Granite Point Mortgage Trust Inc (GPMT) has a Defensive Interval Ratio of 2 days as of June 2026. Defensive assets of $5.46 Million (cash $-, short-term investments $-, receivables $5.46 Million) cover 2 days of daily cash needs of $2.37 Million/day.

Defensive Interval Ratio

2 days
Days of operational coverage

Defensive Assets

$5.46 Million
Cash + ST Investments + Receivables

Daily Cash Need

$2.37 Million
Current Liabilities ÷ 365

Current Liabilities

$863.67 Million
USD

Granite Point Mortgage Trust Inc Defensive Interval Ratio (2015–2025)

This chart shows how Granite Point Mortgage Trust Inc's Defensive Interval Ratio has evolved across 11 annual periods from 2015 to 2025. As of June 2026, the ratio stands at 2 days, meaning defensive assets of $5.46 Million can fund 2 days of operations without new revenue. For the complete balance sheet picture, see total assets of Granite Point Mortgage Trust Inc.

Annual Defensive Interval Ratio for Granite Point Mortgage Trust Inc (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for Granite Point Mortgage Trust Inc from 2015 to 2025, covering 11 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See GPMT net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 5 days $7.59 Million $1.42 Million/day $- $- ▼ -1141 days
2024 1147 days $1.90 Billion $1.66 Million/day $- $- ▲ +86 days
2023 1060 days $2.58 Billion $2.44 Million/day $- $- ▼ -2433 days
2022 3493 days $6.62 Billion $1.89 Million/day $- $3.35 Billion ▲ +425 days
2021 3069 days $3.79 Billion $1.24 Million/day $- $3.78 Billion ▲ +3064 days
2020 4 days $12.39 Million $2.93 Million/day $- $0.00 ▼ -175 days
2019 179 days $24.15 Million $135.05K/day $- $12.83 Million ▼ -159 days
2018 337 days $22.87 Million $67.78K/day $- $12.61 Million ▲ +333 days
2017 4 days $19.90 Million $4.57 Million/day $- $12.80 Million ▼ -4 days
2016 8 days $24.42 Million $2.92 Million/day $- $12.69 Million ▲ +2 days
2015 6 days $4.13 Million $646.03K/day $- $250.00K
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)