Oscar Health Inc (OSCR) — Defensive Interval Ratio

Latest as of December 2025: 125 days

Oscar Health Inc (OSCR) has a Defensive Interval Ratio of 125 days as of December 2025. Defensive assets of $1.66 Billion (cash $-, short-term investments $1.22 Billion, receivables $442.64 Million) cover 125 days of daily cash needs of $13.32 Million/day. Check Oscar Health Inc tangible net worth ratio to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

125 days
Days of operational coverage

Defensive Assets

$1.66 Billion
Cash + ST Investments + Receivables

Daily Cash Need

$13.32 Million
Current Liabilities ÷ 365

Current Liabilities

$4.86 Billion
USD

Oscar Health Inc Defensive Interval Ratio (2019–2025)

This chart shows how Oscar Health Inc's Defensive Interval Ratio has evolved across 6 annual periods from 2019 to 2025. As of December 2025, the ratio stands at 125 days, meaning defensive assets of $1.66 Billion can fund 125 days of operations without new revenue. Also explore OSCR net assets growth trend to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Oscar Health Inc (2019–2025)

The table below presents the year-by-year Defensive Interval Ratio for Oscar Health Inc from 2019 to 2025, covering 6 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Oscar Health Inc market cap and net worth.

Year DIR (days) Defensive Assets (USD) Daily Cash Need Cash ST Investments Change (days)
2025 125 days $1.66 Billion $13.32 Million/day $- $1.22 Billion ▲ +16 days
2024 108 days $940.35 Million $8.69 Million/day $- $624.46 Million ▼ -54 days
2022 162 days $1.45 Billion $8.94 Million/day $- $1.40 Billion ▼ -109 days
2021 270 days $1.20 Billion $4.43 Million/day $- $587.09 Million ▼ -81 days
2020 351 days $462.87 Million $1.32 Million/day $- $366.39 Million ▲ +64 days
2019 287 days $388.94 Million $1.35 Million/day $- $333.75 Million
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)