Toast Inc (TOST) — Defensive Interval Ratio
Toast Inc (TOST) has a Defensive Interval Ratio of 278 days as of March 2026. Defensive assets of $810.00 Million (cash $-, short-term investments $672.00 Million, receivables $138.00 Million) cover 278 days of daily cash needs of $2.92 Million/day. See working capital to net assets of Toast Inc to evaluate short-term liquidity relative to the company's equity base.
Defensive Interval Ratio
Defensive Assets
Daily Cash Need
Current Liabilities
Toast Inc Defensive Interval Ratio (2019–2025)
This chart shows how Toast Inc's Defensive Interval Ratio has evolved across 7 annual periods from 2019 to 2025. As of March 2026, the ratio stands at 278 days, meaning defensive assets of $810.00 Million can fund 278 days of operations without new revenue. See TOST net asset quality score to measure how much of total assets are equity-financed.
Annual Defensive Interval Ratio for Toast Inc (2019–2025)
The table below presents the year-by-year Defensive Interval Ratio for Toast Inc from 2019 to 2025, covering 7 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see Toast Inc (TOST) market capitalisation.
| Year | DIR (days) | Defensive Assets (USD) | Daily Cash Need | Cash | ST Investments | Change (days) |
|---|---|---|---|---|---|---|
| 2025 | 288 days | $765.00 Million | $2.65 Million/day | $- | $638.00 Million | ▲ +5 days |
| 2024 | 283 days | $629.00 Million | $2.22 Million/day | $- | $514.00 Million | ▼ -73 days |
| 2023 | 356 days | $646.00 Million | $1.82 Million/day | $- | $519.00 Million | ▼ -50 days |
| 2022 | 405 days | $551.00 Million | $1.36 Million/day | $- | $474.00 Million | ▼ -125 days |
| 2021 | 531 days | $512.00 Million | $964.38K/day | $- | $457.00 Million | ▲ +440 days |
| 2020 | 90 days | $33.80 Million | $373.72K/day | $- | $0.00 | ▼ -26 days |
| 2019 | 117 days | $44.63 Million | $382.73K/day | $- | $- | — |