Caisse Regionale de Credit Agricole Mutuel du Languedoc (CRLA) — Defensive Interval Ratio

Latest as of December 2025: 1 days

Caisse Regionale de Credit Agricole Mutuel du Languedoc (CRLA) has a Defensive Interval Ratio of 1 days as of December 2025. Defensive assets of €9.05 Million (cash €-, short-term investments €-, receivables €9.05 Million) cover 1 days of daily cash needs of €13.99 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

€9.05 Million
Cash + ST Investments + Receivables

Daily Cash Need

€13.99 Million
Current Liabilities ÷ 365

Current Liabilities

€5.11 Billion
EUR

Caisse Regionale de Credit Agricole Mutuel du Languedoc Defensive Interval Ratio (2006–2025)

This chart shows how Caisse Regionale de Credit Agricole Mutuel du Languedoc's Defensive Interval Ratio has evolved across 16 annual periods from 2006 to 2025. As of December 2025, the ratio stands at 1 days, meaning defensive assets of €9.05 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see CRLA current and non-current assets.

Annual Defensive Interval Ratio for Caisse Regionale de Credit Agricole Mutuel du Languedoc (2006–2025)

The table below presents the year-by-year Defensive Interval Ratio for Caisse Regionale de Credit Agricole Mutuel du Languedoc from 2006 to 2025, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See CRLA working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (EUR) Daily Cash Need Cash ST Investments Change (days)
2025 10 days €138.20 Million €13.99 Million/day €- €129.15 Million ▲ +2 days
2023 8 days €344.90 Million €45.42 Million/day €- €- ▼ -33 days
2022 41 days €990.37 Million €24.32 Million/day €- €- ▼ -2 days
2021 42 days €1.06 Billion €25.12 Million/day €- €- ▼ -12 days
2020 54 days €1.36 Billion €25.19 Million/day €- €- ▼ -17 days
2019 70 days €1.18 Billion €16.72 Million/day €- €- ▼ -14 days
2018 85 days €1.28 Billion €15.11 Million/day €- €282.96 Million ▲ +11 days
2017 74 days €1.09 Billion €14.80 Million/day €- €149.06 Million ▼ -22 days
2016 96 days €1.09 Billion €11.36 Million/day €- €50.74 Million ▲ +23 days
2015 73 days €732.40 Million €10.08 Million/day €- €20.02 Million ▲ +13 days
2014 60 days €553.29 Million €9.27 Million/day €- €26.10 Million ▲ +11 days
2013 49 days €431.33 Million €8.87 Million/day €- €26.56 Million ▼ -27 days
2012 75 days €619.11 Million €8.22 Million/day €- €24.66 Million ▲ +73 days
2008 2 days €43.54 Million €18.89 Million/day €- €43.54 Million ▲ +1 days
2007 1 days €41.91 Million €28.14 Million/day €- €41.91 Million ▼ -1 days
2006 2 days €72.59 Million €33.57 Million/day €- €72.59 Million —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)