Bank of Ningbo Co Ltd (002142) — Defensive Interval Ratio

Latest as of June 2025: 55 days

Bank of Ningbo Co Ltd (002142) has a Defensive Interval Ratio of 55 days as of June 2025. Defensive assets of CN¥335.90 Billion (cash CN¥-, short-term investments CN¥335.90 Billion, receivables CN¥-) cover 55 days of daily cash needs of CN¥6.08 Billion/day. Check Bank of Ningbo Co Ltd tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

55 days
Days of operational coverage

Defensive Assets

CN¥335.90 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥6.08 Billion
Current Liabilities ÷ 365

Current Liabilities

CN¥2.22 Trillion
CNY

Bank of Ningbo Co Ltd Defensive Interval Ratio (2004–2024)

This chart shows how Bank of Ningbo Co Ltd's Defensive Interval Ratio has evolved across 21 annual periods from 2004 to 2024. As of June 2025, the ratio stands at 55 days, meaning defensive assets of CN¥335.90 Billion can fund 55 days of operations without new revenue. Also explore Bank of Ningbo Co Ltd annual equity growth to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for Bank of Ningbo Co Ltd (2004–2024)

The table below presents the year-by-year Defensive Interval Ratio for Bank of Ningbo Co Ltd from 2004 to 2024, covering 21 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see 002142 stock market capitalisation.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2024 65 days CN¥357.16 Billion CN¥5.47 Billion/day CN¥- CN¥357.16 Billion ▼ -10 days
2023 76 days CN¥350.47 Billion CN¥4.63 Billion/day CN¥- CN¥350.47 Billion ▼ -17 days
2022 93 days CN¥361.75 Billion CN¥3.91 Billion/day CN¥- CN¥361.75 Billion ▼ -18 days
2021 110 days CN¥357.35 Billion CN¥3.24 Billion/day CN¥- CN¥355.39 Billion ▲ +4 days
2020 106 days CN¥307.74 Billion CN¥2.91 Billion/day CN¥- CN¥306.26 Billion ▼ -13 days
2019 119 days CN¥268.23 Billion CN¥2.26 Billion/day CN¥- CN¥266.15 Billion ▼ -21 days
2018 140 days CN¥263.97 Billion CN¥1.89 Billion/day CN¥- CN¥138.47 Billion ▼ -9 days
2017 149 days CN¥247.01 Billion CN¥1.66 Billion/day CN¥- CN¥147.58 Billion ▲ +64 days
2016 84 days CN¥131.54 Billion CN¥1.56 Billion/day CN¥- CN¥28.00 Billion ▲ +9 days
2015 75 days CN¥92.01 Billion CN¥1.22 Billion/day CN¥- CN¥18.02 Billion ▼ -16 days
2014 92 days CN¥100.53 Billion CN¥1.10 Billion/day CN¥- CN¥25.96 Billion ▲ +10 days
2013 82 days CN¥78.77 Billion CN¥958.15 Million/day CN¥- CN¥40.72 Billion ▼ -6 days
2012 88 days CN¥61.36 Billion CN¥699.11 Million/day CN¥- CN¥37.50 Billion ▲ +71 days
2011 16 days CN¥8.80 Billion CN¥533.43 Million/day CN¥- CN¥5.34 Billion ▼ -228 days
2010 244 days CN¥103.29 Billion CN¥422.75 Million/day CN¥- CN¥83.37 Billion ▲ +100 days
2009 144 days CN¥51.43 Billion CN¥356.95 Million/day CN¥- CN¥25.32 Billion ▲ +52 days
2008 92 days CN¥19.42 Billion CN¥211.72 Million/day CN¥- CN¥17.99 Billion ▼ -3 days
2007 95 days CN¥14.90 Billion CN¥157.36 Million/day CN¥- CN¥14.55 Billion ▲ +9 days
2006 86 days CN¥10.91 Billion CN¥127.40 Million/day CN¥- CN¥10.66 Billion ▲ +41 days
2005 44 days CN¥4.57 Billion CN¥103.20 Million/day CN¥- CN¥4.39 Billion ▼ -6 days
2004 51 days CN¥4.14 Billion CN¥81.83 Million/day CN¥- CN¥3.99 Billion —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)