Shanghai Rural Commercial Bank Co Ltd (601825) — Defensive Interval Ratio

Latest as of June 2025: 13 days

Shanghai Rural Commercial Bank Co Ltd (601825) has a Defensive Interval Ratio of 13 days as of June 2025. Defensive assets of CN¥40.97 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥40.97 Billion) cover 13 days of daily cash needs of CN¥3.09 Billion/day.

Defensive Interval Ratio

13 days
Days of operational coverage

Defensive Assets

CN¥40.97 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥3.09 Billion
Current Liabilities ÷ 365

Current Liabilities

CN¥1.13 Trillion
CNY

Shanghai Rural Commercial Bank Co Ltd Defensive Interval Ratio (2006–2024)

This chart shows how Shanghai Rural Commercial Bank Co Ltd's Defensive Interval Ratio has evolved across 16 annual periods from 2006 to 2024. As of June 2025, the ratio stands at 13 days, meaning defensive assets of CN¥40.97 Billion can fund 13 days of operations without new revenue. For the complete balance sheet picture, see 601825 total asset value.

Annual Defensive Interval Ratio for Shanghai Rural Commercial Bank Co Ltd (2006–2024)

The table below presents the year-by-year Defensive Interval Ratio for Shanghai Rural Commercial Bank Co Ltd from 2006 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See 601825 net working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2024 11 days CN¥31.98 Billion CN¥3.02 Billion/day CN¥- CN¥- ▼ -14 days
2023 25 days CN¥27.08 Billion CN¥1.08 Billion/day CN¥- CN¥- ▲ +15 days
2021 10 days CN¥14.09 Billion CN¥1.40 Billion/day CN¥- CN¥- ▼ -2 days
2018 12 days CN¥10.54 Billion CN¥897.01 Million/day CN¥- CN¥- ▼ -303 days
2017 315 days CN¥12.47 Billion CN¥39.60 Million/day CN¥- CN¥- ▲ +300 days
2016 15 days CN¥13.91 Billion CN¥955.66 Million/day CN¥- CN¥- ▼ -443 days
2015 458 days CN¥12.25 Billion CN¥26.77 Million/day CN¥- CN¥- ▼ -61 days
2014 519 days CN¥11.79 Billion CN¥22.72 Million/day CN¥- CN¥- ▲ +157 days
2013 362 days CN¥6.84 Billion CN¥18.90 Million/day CN¥- CN¥- ▲ +261 days
2012 102 days CN¥1.62 Billion CN¥15.98 Million/day CN¥- CN¥- ▼ -141 days
2011 243 days CN¥2.56 Billion CN¥10.56 Million/day CN¥- CN¥- ▼ -126 days
2010 368 days CN¥3.35 Billion CN¥9.10 Million/day CN¥- CN¥- ▼ -147 days
2009 515 days CN¥4.05 Billion CN¥7.86 Million/day CN¥- CN¥- ▲ +469 days
2008 47 days CN¥298.83 Million CN¥6.43 Million/day CN¥- CN¥- ▲ +28 days
2007 18 days CN¥75.23 Million CN¥4.12 Million/day CN¥- CN¥- ▲ +7 days
2006 11 days CN¥116.40 Million CN¥10.30 Million/day CN¥- CN¥- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)