China Construction Bank Co (601939) — Defensive Interval Ratio

Latest as of December 2025: 7 days

China Construction Bank Co (601939) has a Defensive Interval Ratio of 7 days as of December 2025. Defensive assets of CN¥160.73 Billion (cash CN¥-, short-term investments CN¥-, receivables CN¥160.73 Billion) cover 7 days of daily cash needs of CN¥24.18 Billion/day. Check China Construction Bank Co tangible equity quality to evaluate the tangible quality of the company's equity base.

Defensive Interval Ratio

7 days
Days of operational coverage

Defensive Assets

CN¥160.73 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CN¥24.18 Billion
Current Liabilities ÷ 365

Current Liabilities

CN¥8.83 Trillion
CNY

China Construction Bank Co Defensive Interval Ratio (2015–2025)

This chart shows how China Construction Bank Co's Defensive Interval Ratio has evolved across 8 annual periods from 2015 to 2025. As of December 2025, the ratio stands at 7 days, meaning defensive assets of CN¥160.73 Billion can fund 7 days of operations without new revenue. Also explore China Construction Bank Co (601939) net asset momentum to track the company's year-over-year net asset growth rate.

Annual Defensive Interval Ratio for China Construction Bank Co (2015–2025)

The table below presents the year-by-year Defensive Interval Ratio for China Construction Bank Co from 2015 to 2025, covering 8 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see China Construction Bank Co market cap and net worth.

Year DIR (days) Defensive Assets (CNY) Daily Cash Need Cash ST Investments Change (days)
2025 55 days CN¥1.34 Trillion CN¥24.18 Billion/day CN¥- CN¥1.18 Trillion ▲ +55 days
2021 0 days CN¥23.72 Billion CN¥67.23 Billion/day CN¥- CN¥- ▲ +0 days
2020 0 days CN¥22.41 Billion CN¥67.41 Billion/day CN¥- CN¥- ▲ +0 days
2019 0 days CN¥18.63 Billion CN¥60.28 Billion/day CN¥- CN¥- ▼ -12 days
2018 12 days CN¥689.86 Billion CN¥55.22 Billion/day CN¥- CN¥678.55 Billion ▼ -7 days
2017 20 days CN¥1.04 Trillion CN¥53.18 Billion/day CN¥- CN¥459.78 Billion ▼ -3 days
2016 23 days CN¥1.15 Trillion CN¥51.01 Billion/day CN¥- CN¥542.38 Billion ▼ -7 days
2015 29 days CN¥1.29 Trillion CN¥44.44 Billion/day CN¥- CN¥828.37 Billion
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)