Julius Baer Gruppe AG (BAER) — Defensive Interval Ratio

Latest as of December 2024: 85 days

Julius Baer Gruppe AG (BAER) has a Defensive Interval Ratio of 85 days as of December 2024. Defensive assets of CHF17.15 Billion (cash CHF-, short-term investments CHF16.28 Billion, receivables CHF877.00 Million) cover 85 days of daily cash needs of CHF202.64 Million/day.

Defensive Interval Ratio

85 days
Days of operational coverage

Defensive Assets

CHF17.15 Billion
Cash + ST Investments + Receivables

Daily Cash Need

CHF202.64 Million
Current Liabilities ÷ 365

Current Liabilities

CHF73.97 Billion
CHF

Julius Baer Gruppe AG Defensive Interval Ratio (2013–2024)

This chart shows how Julius Baer Gruppe AG's Defensive Interval Ratio has evolved across 12 annual periods from 2013 to 2024. As of December 2024, the ratio stands at 85 days, meaning defensive assets of CHF17.15 Billion can fund 85 days of operations without new revenue. For the complete balance sheet picture, see BAER current and non-current assets.

Annual Defensive Interval Ratio for Julius Baer Gruppe AG (2013–2024)

The table below presents the year-by-year Defensive Interval Ratio for Julius Baer Gruppe AG from 2013 to 2024, covering 12 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See BAER working capital efficiency to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2024 85 days CHF17.15 Billion CHF202.64 Million/day CHF- CHF16.28 Billion ▼ -28 days
2023 113 days CHF3.46 Billion CHF30.70 Million/day CHF- CHF2.68 Billion ▲ +31 days
2022 82 days CHF1.86 Billion CHF22.74 Million/day CHF- CHF- ▲ +62 days
2021 20 days CHF479.10 Million CHF24.40 Million/day CHF- CHF- ▲ +5 days
2020 15 days CHF392.30 Million CHF26.47 Million/day CHF- CHF- ▼ -179 days
2019 193 days CHF426.10 Million CHF2.20 Million/day CHF- CHF- ▲ +9 days
2018 184 days CHF413.80 Million CHF2.25 Million/day CHF- CHF- ▲ +20 days
2017 164 days CHF354.30 Million CHF2.16 Million/day CHF- CHF- ▼ -29 days
2016 193 days CHF327.20 Million CHF1.70 Million/day CHF- CHF- ▼ -60 days
2015 252 days CHF366.20 Million CHF1.45 Million/day CHF- CHF- ▲ +6 days
2014 246 days CHF331.92 Million CHF1.35 Million/day CHF- CHF- ▲ +26 days
2013 220 days CHF272.16 Million CHF1.24 Million/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)