Banque Cantonale Vaudoise (BCVN) — Defensive Interval Ratio

Latest as of December 2025: 5 days

Banque Cantonale Vaudoise (BCVN) has a Defensive Interval Ratio of 5 days as of December 2025. Defensive assets of CHF523.00 Million (cash CHF-, short-term investments CHF523.00 Million, receivables CHF-) cover 5 days of daily cash needs of CHF114.71 Million/day. See working capital to net assets of Banque Cantonale Vaudoise to evaluate short-term liquidity relative to the company's equity base.

Defensive Interval Ratio

5 days
Days of operational coverage

Defensive Assets

CHF523.00 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF114.71 Million
Current Liabilities ÷ 365

Current Liabilities

CHF41.87 Billion
CHF

Banque Cantonale Vaudoise Defensive Interval Ratio (2012–2025)

This chart shows how Banque Cantonale Vaudoise's Defensive Interval Ratio has evolved across 14 annual periods from 2012 to 2025. As of December 2025, the ratio stands at 5 days, meaning defensive assets of CHF523.00 Million can fund 5 days of operations without new revenue. See BCVN equity financing ratio to measure how much of total assets are equity-financed.

Annual Defensive Interval Ratio for Banque Cantonale Vaudoise (2012–2025)

The table below presents the year-by-year Defensive Interval Ratio for Banque Cantonale Vaudoise from 2012 to 2025, covering 14 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. For live market cap and the full company financial profile, see BCVN market cap overview.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2025 5 days CHF523.00 Million CHF114.71 Million/day CHF- CHF523.00 Million ▲ +1 days
2024 4 days CHF430.00 Million CHF119.49 Million/day CHF- CHF317.00 Million ▲ +9 days
2023 -5 days CHF-540.00 Million CHF104.99 Million/day CHF- CHF-662.00 Million ▼ -6 days
2022 1 days CHF70.00 Million CHF108.92 Million/day CHF- CHF- ▲ +0 days
2021 1 days CHF67.00 Million CHF112.49 Million/day CHF- CHF- ▼ 0 days
2020 1 days CHF87.00 Million CHF110.59 Million/day CHF- CHF- ▼ -2 days
2019 3 days CHF324.00 Million CHF98.93 Million/day CHF- CHF239.00 Million ▼ -1 days
2018 4 days CHF394.00 Million CHF101.39 Million/day CHF- CHF314.00 Million ▼ -2 days
2017 6 days CHF590.00 Million CHF94.41 Million/day CHF- CHF499.00 Million ▲ +2 days
2016 5 days CHF413.00 Million CHF89.88 Million/day CHF- CHF306.00 Million ▲ +0 days
2015 4 days CHF386.00 Million CHF89.23 Million/day CHF- CHF280.00 Million ▼ -822 days
2014 826 days CHF532.00 Million CHF643.84K/day CHF- CHF415.00 Million ▲ +537 days
2013 290 days CHF196.00 Million CHF676.71K/day CHF- CHF- ▲ +8 days
2012 281 days CHF198.00 Million CHF704.11K/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)