Berner Kantonalbank AG (BEKN) — Defensive Interval Ratio

Latest as of June 2025: 1 days

Berner Kantonalbank AG (BEKN) has a Defensive Interval Ratio of 1 days as of June 2025. Defensive assets of CHF99.44 Million (cash CHF-, short-term investments CHF-, receivables CHF99.44 Million) cover 1 days of daily cash needs of CHF77.60 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

CHF99.44 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF77.60 Million
Current Liabilities ÷ 365

Current Liabilities

CHF28.33 Billion
CHF

Berner Kantonalbank AG Defensive Interval Ratio (2011–2024)

This chart shows how Berner Kantonalbank AG's Defensive Interval Ratio has evolved across 13 annual periods from 2011 to 2024. As of June 2025, the ratio stands at 1 days, meaning defensive assets of CHF99.44 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see Berner Kantonalbank AG total assets.

Annual Defensive Interval Ratio for Berner Kantonalbank AG (2011–2024)

The table below presents the year-by-year Defensive Interval Ratio for Berner Kantonalbank AG from 2011 to 2024, covering 13 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Berner Kantonalbank AG current assets vs equity to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2024 1 days CHF67.64 Million CHF75.13 Million/day CHF- CHF- ▲ +462 days
2023 -462 days CHF-2.25 Billion CHF4.87 Million/day CHF- CHF-2.32 Billion ▼ -462 days
2022 1 days CHF42.91 Million CHF78.76 Million/day CHF- CHF- ▼ 0 days
2021 1 days CHF65.06 Million CHF78.86 Million/day CHF- CHF- ▲ +0 days
2020 1 days CHF47.33 Million CHF73.94 Million/day CHF- CHF- ▲ +0 days
2019 1 days CHF38.03 Million CHF66.71 Million/day CHF- CHF- ▲ +0 days
2018 0 days CHF13.81 Million CHF63.60 Million/day CHF- CHF- ▼ -15 days
2017 15 days CHF9.74 Million CHF633.88K/day CHF- CHF- ▲ +15 days
2016 0 days CHF15.07 Million CHF61.56 Million/day CHF- CHF- ▼ -1 days
2015 1 days CHF67.03 Million CHF63.34 Million/day CHF- CHF- ▼ -3304 days
2014 3305 days CHF658.41 Million CHF199.22K/day CHF- CHF- ▲ +3071 days
2013 234 days CHF58.55 Million CHF249.92K/day CHF- CHF- ▲ +230 days
2011 5 days CHF51.73 Million CHF11.44 Million/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)