Luzerner Kantonalbank AG (LUKN) — Defensive Interval Ratio

Latest as of June 2025: 1 days

Luzerner Kantonalbank AG (LUKN) has a Defensive Interval Ratio of 1 days as of June 2025. Defensive assets of CHF112.58 Million (cash CHF-, short-term investments CHF-, receivables CHF112.58 Million) cover 1 days of daily cash needs of CHF95.38 Million/day.

Defensive Interval Ratio

1 days
Days of operational coverage

Defensive Assets

CHF112.58 Million
Cash + ST Investments + Receivables

Daily Cash Need

CHF95.38 Million
Current Liabilities ÷ 365

Current Liabilities

CHF34.81 Billion
CHF

Luzerner Kantonalbank AG Defensive Interval Ratio (2009–2024)

This chart shows how Luzerner Kantonalbank AG's Defensive Interval Ratio has evolved across 16 annual periods from 2009 to 2024. As of June 2025, the ratio stands at 1 days, meaning defensive assets of CHF112.58 Million can fund 1 days of operations without new revenue. For the complete balance sheet picture, see LUKN current and non-current assets.

Annual Defensive Interval Ratio for Luzerner Kantonalbank AG (2009–2024)

The table below presents the year-by-year Defensive Interval Ratio for Luzerner Kantonalbank AG from 2009 to 2024, covering 16 annual filings. Each row shows defensive assets, daily cash need, the DIR in days, and the change in days compared to the prior year. See Luzerner Kantonalbank AG (LUKN) working capital ratio to evaluate short-term liquidity relative to the company's equity base.

Year DIR (days) Defensive Assets (CHF) Daily Cash Need Cash ST Investments Change (days)
2024 1 days CHF100.97 Million CHF91.02 Million/day CHF- CHF- ▲ +714 days
2023 -713 days CHF-16.73 Billion CHF23.46 Million/day CHF- CHF-16.88 Billion ▼ -715 days
2022 2 days CHF74.64 Million CHF33.66 Million/day CHF- CHF- ▼ -1 days
2021 3 days CHF57.52 Million CHF20.66 Million/day CHF- CHF- ▲ +0 days
2020 2 days CHF56.37 Million CHF22.99 Million/day CHF- CHF- ▼ -1 days
2019 3 days CHF59.99 Million CHF20.12 Million/day CHF- CHF- ▲ +2 days
2018 1 days CHF64.85 Million CHF67.25 Million/day CHF- CHF- ▼ 0 days
2017 1 days CHF65.64 Million CHF64.22 Million/day CHF- CHF- ▲ +0 days
2016 1 days CHF58.63 Million CHF63.65 Million/day CHF- CHF- ▼ 0 days
2015 1 days CHF77.43 Million CHF62.90 Million/day CHF- CHF- ▲ +1 days
2014 1 days CHF33.95 Million CHF57.61 Million/day CHF- CHF- ▼ 0 days
2013 1 days CHF34.76 Million CHF57.67 Million/day CHF- CHF- ▼ -94 days
2012 95 days CHF40.57 Million CHF427.55K/day CHF- CHF- ▲ +94 days
2011 1 days CHF47.77 Million CHF51.21 Million/day CHF- CHF- ▲ +0 days
2010 1 days CHF37.81 Million CHF43.80 Million/day CHF- CHF- ▲ +0 days
2009 1 days CHF37.06 Million CHF45.09 Million/day CHF- CHF- —
DIR = (Cash + Short-term Investments + Net Receivables) / (Daily Cash Expenses)