Credit Intelligence Ltd (CI1) — Financial Flexibility Index
Credit Intelligence Ltd (CI1) has a Financial Flexibility Index of 0.85x as of June 2025. Free cash flow of AU$185.59K (operating CF AU$170.25K minus capex AU$15.34K) represents 1% of total liabilities (AU$219.31K). Check CI1 cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Financial Flexibility Index
Free Cash Flow
Total Liabilities
Capital Expenditures
Credit Intelligence Ltd Financial Flexibility Index (2014–2025)
Historical Financial Flexibility Index trend for Credit Intelligence Ltd across 12 annual periods. For the full cash flow conversion analysis, see CI1 cash flow conversion.
Annual Financial Flexibility Index for Credit Intelligence Ltd (2014–2025)
Year-by-year free cash flow to debt coverage for Credit Intelligence Ltd. Explore cash flow to debt ratio of Credit Intelligence Ltd to assess how comfortably operating cash covers total debt obligations.
| Year | Flexibility Index | Free Cash Flow (AUD) | Operating CF | Total Liabilities | YoY Change |
|---|---|---|---|---|---|
| 2025 | 4.24x | AU$929.98K | AU$635.91K | AU$219.31K | ▲ +2873.9% |
| 2024 | -0.15x | AU$-594.45K | AU$-711.76K | AU$3.89 Million | ▼ -118.5% |
| 2023 | 0.83x | AU$4.09 Million | AU$4.07 Million | AU$4.94 Million | ▲ +246.0% |
| 2022 | 0.24x | AU$1.64 Million | AU$752.31K | AU$6.84 Million | ▲ +36.2% |
| 2021 | 0.18x | AU$952.77K | AU$606.34K | AU$5.42 Million | ▼ -9.6% |
| 2020 | 0.19x | AU$3.28 Million | AU$3.14 Million | AU$16.85 Million | ▲ +96.2% |
| 2019 | 0.10x | AU$632.75K | AU$440.37K | AU$6.38 Million | ▲ +107.8% |
| 2018 | -1.27x | AU$-633.09K | AU$-700.47K | AU$499.72K | ▼ -111.9% |
| 2017 | 10.65x | AU$1.78 Million | AU$1.77 Million | AU$166.93K | ▼ -81.2% |
| 2016 | 56.66x | AU$1.77 Million | AU$1.75 Million | AU$31.27K | ▲ +8515.7% |
| 2015 | 0.66x | AU$91.36K | AU$45.68K | AU$138.93K | ▼ -87.9% |
| 2014 | 5.43x | AU$1.09 Million | AU$1.09 Million | AU$200.68K | — |