Banco Santander Río S.A (BRIO) — Financial Flexibility Index

Latest as of September 2025: -0.07x

Banco Santander Río S.A (BRIO) has a Financial Flexibility Index of -0.07x as of September 2025. Free cash flow of AR$-1.32 Trillion (operating CF AR$-1.38 Trillion minus capex AR$68.12 Billion) represents 0% of total liabilities (AR$19.89 Trillion). Check Banco Santander Río S.A investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.07x
Free Cash Flow / Total Liabilities

Free Cash Flow

AR$-1.32 Trillion
Operating CF − Capex

Total Liabilities

AR$19.89 Trillion
ARS

Capital Expenditures

AR$68.12 Billion
ARS

Banco Santander Río S.A Financial Flexibility Index (2015–2024)

Historical Financial Flexibility Index trend for Banco Santander Río S.A across 10 annual periods. For the full cash flow conversion analysis, see Banco Santander Río S.A operating cash flow efficiency.

Annual Financial Flexibility Index for Banco Santander Río S.A (2015–2024)

Year-by-year free cash flow to debt coverage for Banco Santander Río S.A. Explore Banco Santander Río S.A (BRIO) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (ARS) Operating CF Total Liabilities YoY Change
2024 0.25x AR$3.73 Trillion AR$3.45 Trillion AR$15.13 Trillion ▲ +15.0%
2023 0.21x AR$3.33 Trillion AR$3.03 Trillion AR$15.53 Trillion ▲ +114.5%
2022 0.10x AR$227.54 Billion AR$195.00 Billion AR$2.27 Trillion ▼ -8.5%
2021 0.11x AR$137.47 Billion AR$107.08 Billion AR$1.26 Trillion ▲ +163.3%
2020 -0.17x AR$-149.80 Billion AR$-166.54 Billion AR$866.37 Billion ▼ -611.0%
2019 0.03x AR$18.85 Billion AR$6.90 Billion AR$557.09 Billion ▲ +127.4%
2018 0.01x AR$6.92 Billion AR$392.10 Million AR$464.75 Billion ▲ +109.8%
2017 -0.15x AR$-46.86 Billion AR$-50.94 Billion AR$307.79 Billion ▼ -179.0%
2016 0.19x AR$36.59 Billion AR$34.87 Billion AR$189.99 Billion ▲ +78.1%
2015 0.11x AR$14.83 Billion AR$14.13 Billion AR$137.12 Billion —
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities