INSURAGUEST TECHN. INC. (4JG) — Financial Flexibility Index

Latest as of December 2025: -0.10x

INSURAGUEST TECHN. INC. (4JG) has a Financial Flexibility Index of -0.10x as of December 2025. Free cash flow of €-66.90K (operating CF €-66.90K minus capex €0.00) represents 0% of total liabilities (€703.54K). Check total reinvestment intensity of INSURAGUEST TECHN. INC. to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.10x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-66.90K
Operating CF − Capex

Total Liabilities

€703.54K
EUR

Capital Expenditures

€0.00
EUR

INSURAGUEST TECHN. INC. Financial Flexibility Index (2022–2025)

Historical Financial Flexibility Index trend for INSURAGUEST TECHN. INC. across 4 annual periods. For the full cash flow conversion analysis, see cash efficiency ratio of INSURAGUEST TECHN. INC..

Annual Financial Flexibility Index for INSURAGUEST TECHN. INC. (2022–2025)

Year-by-year free cash flow to debt coverage for INSURAGUEST TECHN. INC.. Explore INSURAGUEST TECHN. INC. (4JG) debt coverage ratio to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 -0.42x €-221.39K €-221.39K €532.35K ▲ +36.1%
2024 -0.65x €-295.00K €-295.00K €453.45K ▲ +34.9%
2023 -1.00x €-466.33K €-466.33K €466.62K ▲ +75.7%
2022 -4.11x €-1.09 Million €-1.09 Million €266.27K
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities