Mensch und Maschine Software SE (MUM) — Financial Flexibility Index

Latest as of December 2025: 0.03x

Mensch und Maschine Software SE (MUM) has a Financial Flexibility Index of 0.03x as of December 2025. Free cash flow of €3.60 Million (operating CF €-42.00K minus capex €3.65 Million) represents 0% of total liabilities (€116.41 Million). Check Mensch und Maschine Software SE investment reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€3.60 Million
Operating CF − Capex

Total Liabilities

€116.41 Million
EUR

Capital Expenditures

€3.65 Million
EUR

Mensch und Maschine Software SE Financial Flexibility Index (2013–2025)

Historical Financial Flexibility Index trend for Mensch und Maschine Software SE across 13 annual periods. For the full cash flow conversion analysis, see how efficiently does Mensch und Maschine Software SE generate cash.

Annual Financial Flexibility Index for Mensch und Maschine Software SE (2013–2025)

Year-by-year free cash flow to debt coverage for Mensch und Maschine Software SE. Explore debt repayment capacity of Mensch und Maschine Software SE to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2025 0.23x €26.85 Million €16.58 Million €116.41 Million ▼ -66.0%
2024 0.68x €72.62 Million €62.32 Million €106.98 Million ▲ +4.1%
2023 0.65x €57.02 Million €50.59 Million €87.44 Million ▲ +48.1%
2022 0.44x €44.76 Million €39.05 Million €101.69 Million ▼ -29.1%
2021 0.62x €42.22 Million €36.91 Million €67.99 Million ▲ +21.8%
2020 0.51x €38.02 Million €33.73 Million €74.57 Million ▲ +41.4%
2019 0.36x €31.01 Million €26.35 Million €85.98 Million ▲ +14.2%
2018 0.32x €17.31 Million €15.23 Million €54.83 Million ▼ -1.2%
2017 0.32x €18.50 Million €15.22 Million €57.87 Million ▲ +5.5%
2016 0.30x €18.16 Million €14.64 Million €59.95 Million ▲ +5.1%
2015 0.29x €18.12 Million €14.73 Million €62.90 Million ▲ +104.5%
2014 0.14x €9.15 Million €6.29 Million €64.95 Million ▲ +49.5%
2013 0.09x €6.25 Million €3.78 Million €66.33 Million
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities