Sumitomo Mitsui Financial Group Inc (XMFA) — Financial Flexibility Index

Latest as of March 2026: -0.03x

Sumitomo Mitsui Financial Group Inc (XMFA) has a Financial Flexibility Index of -0.03x as of March 2026. Free cash flow of €-9.81 Trillion (operating CF €-10.28 Trillion minus capex €477.52 Billion) represents 0% of total liabilities (€312.58 Trillion). Check total reinvestment intensity of Sumitomo Mitsui Financial Group Inc to assess the company's total reinvestment commitment from operating cash flow.

Financial Flexibility Index

-0.03x
Free Cash Flow / Total Liabilities

Free Cash Flow

€-9.81 Trillion
Operating CF − Capex

Total Liabilities

€312.58 Trillion
EUR

Capital Expenditures

€477.52 Billion
EUR

Sumitomo Mitsui Financial Group Inc Financial Flexibility Index (2017–2026)

Historical Financial Flexibility Index trend for Sumitomo Mitsui Financial Group Inc across 10 annual periods. For the full cash flow conversion analysis, see XMFA cash flow metrics.

Annual Financial Flexibility Index for Sumitomo Mitsui Financial Group Inc (2017–2026)

Year-by-year free cash flow to debt coverage for Sumitomo Mitsui Financial Group Inc. Explore Sumitomo Mitsui Financial Group Inc debt service capacity to assess how comfortably operating cash covers total debt obligations.

Year Flexibility Index Free Cash Flow (EUR) Operating CF Total Liabilities YoY Change
2026 -0.03x €-9.81 Trillion €-10.28 Trillion €312.58 Trillion ▼ -275.3%
2025 0.02x €5.22 Trillion €4.85 Trillion €291.44 Trillion ▲ +385.0%
2024 0.00x €1.03 Trillion €642.86 Billion €280.44 Trillion ▲ +117.0%
2023 -0.02x €-5.60 Trillion €-5.90 Trillion €257.64 Trillion ▼ -482.7%
2022 0.00x €-915.16 Billion €-996.52 Billion €245.51 Trillion ▼ -149.8%
2021 0.01x €1.73 Trillion €1.61 Trillion €230.69 Trillion ▼ -67.2%
2020 0.02x €4.59 Trillion €4.51 Trillion €201.22 Trillion ▲ +328.5%
2019 -0.01x €-1.83 Trillion €-2.34 Trillion €183.73 Trillion ▼ -129.9%
2018 0.03x €6.00 Trillion €5.29 Trillion €179.68 Trillion ▲ +2292.1%
2017 0.00x €-273.16 Billion €-764.60 Billion €179.26 Trillion
Financial Flexibility Index = (Operating CF − Capex) / Total Liabilities = Free Cash Flow / Total Liabilities